Regulation · State guide
Wyoming annuity rules
Top 5-year MYGA
6.30%
B++ or better, yield to surrender
- FIA S&P cap
- 17.00%
- As of
- Oct 27
What Wyoming law says
What your agent owes you
A producer recommending an annuity in Wyoming must act in your best interest, without placing their own or the insurer's financial interest ahead of yours.
044-64 Wyo. Code R. § 64-5, Wyoming Chapter 64 — Regulation Governing Suitability and Annuity Transactions, § 64-5 duties of insurers and producers (Cornell LII mirror of Wyo. Code R.)Verified 2026-08-25
Who regulates annuities in Wyoming
Fixed annuities are insurance products, so they are overseen by the state insurance department rather than by the SEC. The department licenses the carriers and the producers who sell them, and it takes consumer complaints.
The Wyoming guaranty association
Every state has a life and health insurance guaranty association that steps in when a member insurer fails. Coverage terms are set by state law and differ by state and by product. Contact the association directly for what applies to a specific contract.
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This page is educational and is not legal, tax, or insurance advice. State rules change. Verify anything here with the Wyoming insurance department before acting.
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