United Life Insurance Company
Wealthchoicetm Fixed Index Annuity 10 Year With Bonus
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
10 years
Top yield
3.69%
A.M. Best
A-
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1 Year Fixed Rate Account | Fixed | 5.00% | — | — | 3.69% |
| 1-Year Barclays Global Quality 5% Annual Point-to-Point Par Rate | Point to Point | — | — | 125.00% | 3.63% |
| 1-Year Horizon Ascend 5% Point-to-Point Par Rate | Point to Point | — | — | 10.00% | 3.63% |
| 1-Year S&P 500 Annual Point-to-Point Cap | Point to Point | — | 6.00% | — | 3.63% |
| 1-Year S&P 500 Annual Point-to-Point Par Rate | Point to Point | — | — | 25.00% | 3.63% |
| 1-Year S&P 500 Monthly Sum | Point to Point | — | 2.00% | — | 3.63% |
| 1-Year S&P 500 Price Return Performance Trigger | Performance Triggered | — | 5.30% | — | 3.63% |
| 1-Year S&P Dynamic Intraday TCA Index Cap | Point to Point | — | 8.00% | — | 3.63% |
Surrender Schedule
Yr 1
10%
Yr 2
9%
Yr 3
8%
Yr 4
7%
Yr 5
6%
Yr 6
5%
Yr 7
4%
Yr 8
3%
Yr 9
2%
Yr 10
1%
Product Specifications
- Minimum premium (non-qualified)
- $20,000
- Minimum premium (qualified)
- $20,000
- Maximum issue age
- 80
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 10%
- Market value adjustment
- Yes
- Return of premium
- No
- States available
- 46 states
Income Riders
WealthChoice GLBR: Increasing Income
Roll-up: Interest Only
Withdrawal age: 50.0 Min
WealthChoice GLBR: Level Income
Roll-up: Interest Only
Withdrawal age: 50.0 Min
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy. Annuities are issued by insurance companies and are not guaranteed by any bank or the FDIC. See our legal & disclosures.