Reliance Standard Life
Keystone Index Annuity 5 Year
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
5 years
Top yield
3.34%
A.M. Best
A++
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1 Year Fixed Interest Strategy | Fixed | 4.70% | — | — | 3.34% |
| 1 Year Monthly Average - Capped | Point to Point | — | 9.75% | — | 2.39% |
| 1 Year Point-to-Point - Capped | Point to Point | — | 9.25% | — | 2.39% |
| 1 Year Point-to-Point - Participation Rate | Point to Point | — | — | 54.00% | 2.39% |
Surrender Schedule
Yr 1
9%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Product Specifications
- Minimum premium (non-qualified)
- $10,000
- Minimum premium (qualified)
- $10,000
- Maximum issue age
- 85
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 10%
- Market value adjustment
- false
- Return of premium
- false
- States available
- 51 states
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.