Reliance Standard Life
Keystone Index Annuity 10 Year
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
10 years
Top yield
3.19%
A.M. Best
A++
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1 Year Fixed Interest Strategy | Fixed | 4.90% | — | — | 3.19% |
| 1 Year Monthly Average - Capped | Point to Point | — | 10.75% | — | 2.70% |
| 1 Year Point-to-Point - Capped | Point to Point | — | 10.25% | — | 2.70% |
| 1 Year Point-to-Point - Participation Rate | Point to Point | — | — | 58.00% | 2.70% |
Surrender Schedule
Yr 1
9%
Yr 2
9%
Yr 3
8%
Yr 4
7%
Yr 5
6%
Yr 6
5%
Yr 7
4%
Yr 8
3%
Yr 9
2%
Yr 10
1%
Product Specifications
- Minimum premium (non-qualified)
- $10,000
- Minimum premium (qualified)
- $10,000
- Maximum issue age
- 80
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 10%
- Market value adjustment
- false
- Return of premium
- false
- States available
- 51 states
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.