Delaware Life
TruePath Income Precision Core
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates. We don't hold this carrier's brochure for this product yet, so the specifications below are limited to what the rate filing carries.
Type
FIA
Surrender
10 years
Top yield
1.21%
A.M. Best
A-
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1-year Fixed Rate (15% Premium Allocation) | Fixed | 3.10% | — | — | 1.21% |
| 1-year Fixed Rate (15% Premium Allocation) | Fixed | 2.85% | — | — | 1.18% |
| 1-Year Nasdaq-100 Intraday Elite 15% with Enhanced Participation (10% Premium Allocation) | Point to Point | — | — | 38.00% | 0.90% |
| 1-Year Nasdaq-100 Intraday Elite 15% with Enhanced Participation (10% Premium Allocation) | Point to Point | — | — | 43.00% | 0.90% |
| First Trust Capital Strength® Barclays 10% Index 1-year Point-to-Point Participation Rate (10% Premium Allocation) | Point to Point | — | — | 57.00% | 0.90% |
| First Trust Capital Strength® Barclays 10% Index 1-year Point-to-Point Participation Rate (10% Premium Allocation) | Point to Point | — | — | 65.00% | 0.90% |
| Franklin SG Select Index 1-year Point-to-Point Participation Rate, Boost and Knockout (10% Premium Allocation) | Point to Point | — | — | 107.00% | 0.90% |
| Franklin SG Select Index 1-year Point-to-Point Participation Rate, Boost and Knockout (10% Premium Allocation) | Point to Point | — | — | 122.00% | 0.90% |
| Goldman Sachs Canopy Index 1-year Point-to-Point Participation Rate (15% Premium Allocation) | Point to Point | — | — | 65.00% | 0.90% |
| Goldman Sachs Canopy Index 1-year Point-to-Point Participation Rate (15% Premium Allocation) | Point to Point | — | — | 75.00% | 0.90% |
| S&P 500® 1-Year Performance Trigger (10% Premium Allocation) | Performance Triggered | — | 4.10% | — | 0.90% |
| S&P 500® 1-Year Performance Trigger (10% Premium Allocation) | Performance Triggered | — | 4.60% | — | 0.90% |
| S&P 500® 1-year Point-to-Point with Cap (20% Premium Allocation) | Point to Point | — | 4.50% | — | 0.90% |
| S&P 500® 1-year Point-to-Point with Cap (20% Premium Allocation) | Point to Point | — | 5.00% | — | 0.90% |
| S&P 500® Dynamic Intraday TCA Index 1-year Point-to-Point w/Participation Rate (10% Premium Allocation) | Point to Point | — | — | 40.00% | 0.90% |
| S&P 500® Dynamic Intraday TCA Index 1-year Point-to-Point w/Participation Rate (10% Premium Allocation) | Point to Point | — | — | 45.00% | 0.90% |
Surrender Schedule
Yr 1
10%
Yr 2
9%
Yr 3
8%
Yr 4
7%
Yr 5
6%
Yr 6
5%
Yr 7
4%
Yr 8
3%
Yr 9
2%
Yr 10
1%
Product Specifications
- Minimum premium (non-qualified)
- $25,000
- Minimum premium (qualified)
- $25,000
- Maximum issue age
- 85
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 10%
- Market value adjustment
- Yes
- Return of premium
- No
- States available
- 50 states
Income Riders
TruePath Income GLWB: Build Growth Strategy Level Income(built in)
Roll-up: 9.75%
Withdrawal age: 50.0 Min
TruePath Income GLWB: Build Growth Strategy Rising Income(built in)
Roll-up: 9.75%
Withdrawal age: 50.0 Min
TruePath Income GLWB: Ready Growth Strategy Level Income(built in)
Roll-up: 6.75%
Withdrawal age: 50.0 Min
TruePath Income GLWB: Ready Growth Strategy Rising Income(built in)
Roll-up: 6.75%
Withdrawal age: 50.0 Min
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy. Annuities are issued by insurance companies and are not guaranteed by any bank or the FDIC. See our legal & disclosures.