AuguStar
Observatory Bonus Plus 10
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates. We don't hold this carrier's brochure for this product yet, so the specifications below are limited to what the rate filing carries.
Type
FIA
Surrender
10 years
Top yield
3.23%
A.M. Best
A
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1 Year Fixed Account | Fixed | 2.95% | — | — | 3.23% |
| 1 Year Fixed Account | Fixed | 2.95% | — | — | 3.23% |
| 1 Year Fixed Account | Fixed | 2.95% | — | — | 3.23% |
| 1 Year Fixed Account | Fixed | 2.95% | — | — | 3.23% |
| 1 Year Fixed Account | Fixed | 2.55% | — | — | 3.19% |
| 1 Year Fixed Account | Fixed | 2.55% | — | — | 3.19% |
| 1 Year Fixed Account | Fixed | 2.55% | — | — | 3.19% |
| 1 Year Fixed Account | Fixed | 2.55% | — | — | 3.19% |
| 1-Year Barclays Global Trailblazer Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 74.00% | — |
| 1-Year Barclays Global Trailblazer Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 89.00% | — |
| 1-Year Barclays Global Trailblazer Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 74.00% | — |
| 1-Year Barclays Global Trailblazer Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 89.00% | — |
| 1-Year Barclays Global Trailblazer Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 115.00% | — |
| 1-Year Barclays Global Trailblazer Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 130.00% | — |
| 1-Year Barclays Global Trailblazer Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 74.00% | — |
| 1-Year Barclays Global Trailblazer Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 89.00% | — |
| 1-Year S&P 500 Point-to-Point with Cap | Point to Point | — | 5.00% | — | — |
| 1-Year S&P 500 Point-to-Point with Cap | Point to Point | — | 6.00% | — | — |
| 1-Year S&P 500 Point-to-Point with Guaranteed Cap | Point to Point | — | 4.00% | — | — |
| 1-Year S&P 500 Point-to-Point with Guaranteed Cap | Point to Point | — | 5.00% | — | — |
| 1-Year S&P 500 Point-to-Point with Guaranteed Cap | Point to Point | — | 9.25% | — | — |
| 1-Year S&P 500 Point-to-Point with Guaranteed Cap | Point to Point | — | 10.25% | — | — |
| 1-Year S&P 500 Point-to-Point with Guaranteed Cap | Point to Point | — | 5.75% | — | — |
| 1-Year S&P 500 Point-to-Point with Guaranteed Cap | Point to Point | — | 6.75% | — | — |
| 1-Year US Balanced Asset 10 Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 43.00% | — |
| 1-Year US Balanced Asset 10 Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 52.00% | — |
| 1-Year US Balanced Asset 10 Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 43.00% | — |
| 1-Year US Balanced Asset 10 Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 52.00% | — |
| 1-Year US Balanced Asset 10 Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 67.00% | — |
| 1-Year US Balanced Asset 10 Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 76.00% | — |
| 1-Year US Balanced Asset 10 Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 43.00% | — |
| 1-Year US Balanced Asset 10 Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 52.00% | — |
| 1-Year US Balanced Asset 10 Index with Guaranteed Trigger Rate | Performance Triggered | — | 3.45% | — | — |
| 1-Year US Balanced Asset 10 Index with Guaranteed Trigger Rate | Performance Triggered | — | 4.20% | — | — |
| 1-Year US Daily Risk Managed 12 Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 35.00% | — |
| 1-Year US Daily Risk Managed 12 Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 43.00% | — |
| 1-Year US Daily Risk Managed 12 Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 35.00% | — |
| 1-Year US Daily Risk Managed 12 Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 43.00% | — |
| 1-Year US Daily Risk Managed 12 Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 56.00% | — |
| 1-Year US Daily Risk Managed 12 Index Point-to-Point with Guaranteed Participation Rate | Point to Point | — | — | 63.00% | — |
Showing the 40 highest-yielding of 68 rate rows.
Surrender Schedule
Yr 1
9%
Yr 2
8.5%
Yr 3
7.5%
Yr 4
6.5%
Yr 5
5.5%
Yr 6
4.5%
Yr 7
3.5%
Yr 8
2.5%
Yr 9
1.5%
Yr 10
0.5%
Product Specifications
- Minimum premium (non-qualified)
- $25,000
- Minimum premium (qualified)
- $25,000
- Maximum issue age
- 80
- Free withdrawal
- 10%
- Market value adjustment
- Yes
- Return of premium
- No
- States available
- 48 states
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy. Annuities are issued by insurance companies and are not guaranteed by any bank or the FDIC. See our legal & disclosures.