Americo
Ultimate One Index 9
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
9 years
Top yield
1.36%
A.M. Best
A
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| Declared Interest Option | Fixed | 4.25% | — | — | 1.36% |
| 1-Year S&P 500 Monthly Averaging with Cap | Point to Point | — | 12.45% | — | 0.89% |
| 1-Year S&P 500 Monthly Averaging with Participation Rate | Point to Point | — | — | 82.00% | 0.89% |
| 1-Year S&P 500 Point-to-Point with Cap | Point to Point | — | 8.50% | — | 0.89% |
| 1-Year S&P 500 Point-to-Point with Participation Rate | Point to Point | — | — | 49.00% | 0.89% |
Surrender Schedule
Yr 1
11%
Yr 2
10.5%
Yr 3
10%
Yr 4
9.5%
Yr 5
9%
Yr 6
8%
Yr 7
7%
Yr 8
6%
Yr 9
5%
Product Specifications
- Minimum premium (non-qualified)
- $10,000
- Minimum premium (qualified)
- $10,000
- Maximum issue age
- 85
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 0%
- Market value adjustment
- false
- Return of premium
- false
- States available
- 46 states
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.