Annuities for legacy & death benefit.

Annuities with standard, enhanced, and benefit-base death benefits for what you leave behind. Compare the beneficiary-focused products side by side.

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Showing 1–15 of 84 products

Product	Type	Rating	Surrender	Income rider	Bonus
Allianz 222+ Allianz · Buyers who want the Allianz 222 income design with enhanced features and a premium bonus for a stronger starting position	Income	★ 4.3	10-yr	Yes	—	View →
Allianz 360 Allianz · Buyers who want a comprehensive income-focused FIA that balances lifetime income, legacy planning, and accumulation potential	Income	★ 4.3	10-yr	Yes 0.95% annually (limited to interest)	—	View →
Nationwide New Heights Select 8 Nationwide · Buyers who want a low-minimum, principal-protected FIA with a 7-index BAS crediting menu and the flexibility to add either an income or enhanced death benefit rider	FIA	★ 4.2	8-yr	Yes 0.50%	—	View →
Nationwide New Heights Select 9 Nationwide · Buyers who want 3-year strategy terms for potentially higher growth, a 7-index BAS crediting menu, and optional income or death benefit riders	FIA	★ 4.2	9-yr	Yes 0.50%	—	View →
Athene Agility 10 Athene · Buyers who want a 10-year accumulation FIA with built-in income and death benefit features from a top-rated carrier	FIA	★ 4.2	10-yr	Yes	—	View →
Enhanced Choice Index Plus 7 The Standard · Accumulation-focused buyers who want a deep index-strategy menu, a lower $15,000 minimum premium, and the option to add an enhanced death benefit	FIA	★ 4.2	7-yr	—	—	View →
Ultra Advantage 4-Year Mutual of Omaha · Buyers who want a short 4-year FIA commitment, immediate free-withdrawal access, and a fee-free base contract without paying for a rider-based income guarantee they don't need	FIA	★ 4.2	4-yr	—	—	View →
Sage Accumulator 5-Year Sagicor · Buyers who want a 5-year FIA with competitive cap rates, a full-account-value death benefit, and a built-in nursing home/terminal illness waiver without paying rider fees	FIA	★ 4.2	5-yr	—	—	View →
Platinum Assure 7 Americo · Buyers who want a locked 7-year rate with zero contract fees, generous early liquidity, and a full-account-value death benefit	MYGA	A	7-yr	—	—	View →
Zenith Growth 5 National Life Group · Buyers who want a fee-free base contract, a deep crediting menu, and a stronger-than-typical death benefit, without needing an income rider	FIA	★ 4.2	5-yr	—	—	View →
Nationwide New Heights Select 12 Nationwide · Younger buyers with a very long time horizon who want the most aggressive crediting features including 3-year strategy terms and the highest EDB bonus	FIA	★ 4.1	12-yr	Yes 0.50%	—	View →
Aspida Synergy Choice Max Aspida · Buyers who want a modern accumulation FIA with 20 crediting strategies including cutting-edge indices, plus an enhanced death benefit	FIA	★ 4.1	10-yr	—	—	View →
Allianz 222 Allianz · Buyers who want a well-known income-focused FIA with a built-in income rider from a top-rated carrier	Income	★ 4.1	10-yr	Yes	—	View →
Safe Return MassMutual Ascend · Conservative accumulation buyers who want a clean 10-year FIA with principal protection, a built-in return-of-premium guarantee, and carrier-grade credibility from a MassMutual subsidiary	FIA	★ 4.1	10-yr	—	—	View →
WealthDefender 10 Ibexis · Retirement savers using non-qualified or IRA money who want index-linked growth with principal protection, a full-account-value death benefit, and built-in relief for nursing-home or terminal-illness needs	FIA	★ 4.1	10-yr	—	—	View →

Products are ranked by our editorial star rating, not by rate or commission. Ratings are snapshots and reflect features as documented — confirm current terms and state availability with the carrier. Information, not a quote or recommendation.

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