Annuities for growth & accumulation.

Fixed and indexed annuities built to grow tax-deferred. Compare the products on rate, surrender term, riders, and bonus — ranked by our editorial rating.

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Surrender

Showing 1–15 of 809 products

Product	Type	Rating	Surrender	Income rider	Bonus
Preserve Multi-Year Guaranteed Annuity 5 Clear Spring Life · Savers who want the strongest guaranteed yield anywhere in Clear Spring's Preserve MYGA lineup without locking money up for more than five years	MYGA	A-	5-yr	—	—	View →
Select Choice Plus 7-Year with MVA SBLI USA · New York and New Hampshire savers with $100,000 or more who want the highest seven-year guaranteed rate their state offers, and qualified-money holders who need required minimum distributions to come out without a penalty	MYGA	A-	7-yr	—	—	View →
American National Smart Start Accumulator Series American National · Buyers who want an accumulation-focused FIA with a Best Entry Window feature, five diverse indices, and pre-built portfolio allocation options	FIA	A	10-yr	—	—	View →
Allianz 360 Allianz · Buyers who want a comprehensive income-focused FIA that balances lifetime income, legacy planning, and accumulation potential	Income	A+	10-yr	Yes 0.95% annually (limited to interest)	—	View →
Athene Aviator 5 Athene · Buyers who want a 5-year accumulation FIA with a competitive crediting menu from a top-rated carrier	FIA	A+	5-yr	—	—	View →
American National Rate Certainty Annuity 10 American National · Long-term conservative savers who want ten years of guaranteed crediting rates on a FIA and don't want to worry about rate reductions throughout the commitment period	FIA	A	10-yr	—	—	View →
Delaware Life Pinnacle Plus 7-Year Delaware Life · Buyers who want a seven-year fixed-rate annuity from a brand-name carrier with a moderate surrender curve, no contractual fees, and the four-period family for laddering	MYGA	A-	7-yr	—	—	View →
Delaware Life Pinnacle Plus 10-Year Delaware Life · Buyers who want the longest rate-lock in the Pinnacle Plus family, can comfortably commit for ten years, and value the gradual surrender curve that ends at 0.5% in year ten before dropping to zero	MYGA	A-	10-yr	—	—	View →
Delaware Life TruePath Income Delaware Life · Buyers age 45 or older who want a 10-year income FIA with a built-in GLWB rider and brand-name carrier backing	Income	A-	10-yr	Yes 1.20% annually (1.95% max)	—	View →
SecureGain 5 (2025) MassMutual Ascend · Conservative savers who want a fully guaranteed five-year rate from a top-rated carrier, no rider complexity, and a 10% annual withdrawal allowance for flexibility	MYGA	A++	5-yr	—	—	View →
Reliance Accumulator 5 Reliance Standard Life · Buyers who want a short-commitment FIA with a genuinely varied crediting menu and a low $20,000 entry point, backed by an A++ carrier	FIA	A++	5-yr	—	—	View →
Reliance Guarantee 7-Year Reliance Standard Life · Conservative savers who want a full seven-year rate lock backed by an exceptionally strong carrier, without annual reset risk	MYGA	A++	7-yr	—	—	View →
Multi-Select 6 Oxford Life · Buyers who want the highest guaranteed rate currently available anywhere in Oxford Life's Multi-Select ladder, locked for six years	MYGA	A	6-yr	—	—	View →
Fixed Target Annuity 6-Year Guardian · Savers who want a genuinely top-tier carrier behind a six-year guarantee and don't need the money back before the term is up	MYGA	A++	6-yr	—	—	View →
Safe Solution 7-Year SBLI USA · New York savers who want index-linked upside with principal protection, a genuine 10% annual withdrawal allowance, and the highest S&P 500 cap available on the New York shelf	FIA	A-	7-yr	—	—	View →

Products are listed in our editorial order, not by rate or commission. Details are snapshots and reflect features as documented — confirm current terms and state availability with the carrier. Information, not a quote or recommendation.

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