Annuities for growth & accumulation.

Fixed, indexed, and variable annuities built to grow tax-deferred. Compare the products on rate, surrender term, riders, and bonus — ranked by our editorial rating.

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Showing 1–15 of 924 products

Product	Type	Rating	Surrender	Income rider	Bonus
Nationwide Monument Advisor Nationwide · Larger-account investors working with fee-based advisors who want tax-deferred growth, full liquidity, and the broadest possible investment menu at a fraction of traditional VA costs	Variable	★ 4.5	0-yr	—	—	View →
Allianz Index Advantage+ Allianz · Buyers who want higher growth potential than traditional FIAs through a structured buffer/floor design with multiple index options and a 6-year surrender period	FIA	★ 4.5	6-yr	—	—	View →
Equitable Structured Capital Strategies Plus 21 Advisor NY Equitable · New York clients of fee-based or fee-only advisors who want buffered equity exposure with no surrender period and the most competitive cap rates in the SCS Plus 21 family	FIA	★ 4.5	0-yr	—	—	View →
Athene Protector 5 Athene · Buyers who want principal protection with accumulation potential on a shorter 5-year timeline from a top-rated carrier	FIA	★ 4.4	5-yr	—	—	View →
Athene Accumulator 5 Athene · Buyers who want a 5-year accumulation FIA with strategy charges that enable higher crediting potential from a top-rated carrier	FIA	★ 4.4	5-yr	—	—	View →
Athene MYG Athene · Savers who want a guaranteed interest rate with principal protection from one of the highest-rated carriers in the market across flexible term lengths	MYGA	A+	7-yr	—	—	View →
Aspida Advisory MYGA 7-Year Aspida Life Insurance Company · Fee-based RIA clients through DPL Financial Partners who want the highest guaranteed rate in the Aspida MYGA lineup at 5.60% to 5.75% for a full 7-year commitment	MYGA	A-	7-yr	—	—	View →
Allianz Index Advantage Income ADV Allianz · Fee-based-advisor clients who want a registered index-linked annuity with built-in lifetime income, structured downside protection through buffers and floors, and the option of level or increasing income payments	FIA	★ 4.4	0-yr	Yes 0.70% annual Income Benefit rider fee plus 0.25% product fee	—	View →
Prudential FlexGuard 2.0 Pruco Life · Accumulation-focused buyers who want market-linked growth with customizable buffer protection, no product fees, and the flexibility to reallocate mid-term without waiting for term end	FIA	★ 4.4	6-yr	—	—	View →
Equitable Structured Capital Strategies Plus 21 NY Equitable · New York buyers who want defined downside protection (10%, 15%, 20%, or 30% buffers), competitive caps on major indices, and a clean RILA chassis with no contract-level M&E	FIA	★ 4.4	6-yr	—	—	View →
Equitable Structured Capital Strategies Plus 21 Advisor NY Wells Fargo Equitable · Wells Fargo-relationship advisory clients in New York who want buffered equity exposure with no surrender period and the higher caps of the I-share variant	FIA	★ 4.4	0-yr	—	—	View →
Investor Advantage RIA Class Lincoln · Investors working with a fee-only or fee-based advisor who want tax-deferred growth in low-cost subaccounts without surrender charges or sales commissions	Variable	★ 4.4	0-yr	—	—	View →
Nationwide New Heights Select 10 Nationwide · Buyers who want the most competitive crediting terms in the standard New Heights Select line with full rider flexibility and broad state availability	FIA	★ 4.3	10-yr	Yes 0.95% (income) or 0.50% (EDB)	3% (EDB with Bonus rider)	View →
American National Smart Start Accumulator Series American National · Buyers who want an accumulation-focused FIA with a Best Entry Window feature, up to 20% premium enhancement, five diverse indices, and pre-built portfolio allocation options	FIA	★ 4.3	10-yr	—	14-20%	View →
Allianz 360 Allianz · Buyers who want a comprehensive income-focused FIA that balances lifetime income, legacy planning, and accumulation potential	Income	★ 4.3	10-yr	Yes Built into product design	—	View →

Products are ranked by our editorial star rating, not by rate or commission. Ratings are snapshots and reflect features as documented — confirm current terms and state availability with the carrier. Information, not a quote or recommendation.

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