Annuities for growth & accumulation.

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Income rider

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MYGAFIAIncome

Surrender

≤5 yr6 to 7 yr8 to 10 yr11+ yr

Showing 1 to 15 of 808 products

Product	Type	Rating	Surrender	Income rider	Bonus
Preserve Multi-Year Guaranteed Annuity 5 Clear Spring Life · Savers who want the strongest guaranteed yield anywhere in Clear Spring's Preserve MYGA lineup without locking money up for more than five years	MYGA	A-	5-yr	—	—	View →
Select Choice Plus 7-Year with MVA SBLI USA · New York and New Hampshire savers with $100,000 or more who want the highest seven-year guaranteed rate their state offers, and qualified-money holders who need required minimum distributions to come out without a penalty	MYGA	A-	7-yr	—	—	View →
American National Smart Start Accumulator Series American National · Buyers who want an accumulation-focused FIA with a Best Entry Window feature, five diverse indices, and pre-built portfolio allocation options	FIA	A	10-yr	—	—	View →
Allianz 360 Allianz · Buyers who want a comprehensive income-focused FIA that balances lifetime income, legacy planning, and accumulation potential	Income	A+	10-yr	Yes 0.95% annually (limited to interest)	—	View →
Athene Aviator 5 Athene · Buyers who want a 5-year accumulation FIA with a competitive crediting menu from a top-rated carrier	FIA	A+	5-yr	—	—	View →
American National Rate Certainty Annuity 10 American National · Long-term conservative savers who want ten years of guaranteed crediting rates on a FIA and don't want to worry about rate reductions throughout the commitment period	FIA	A	10-yr	—	—	View →
Delaware Life Pinnacle Plus 7-Year Delaware Life · Buyers who want a seven-year fixed-rate annuity from a brand-name carrier with a moderate surrender curve, no contractual fees, and the four-period family for laddering	MYGA	A-	7-yr	—	—	View →
Delaware Life Pinnacle Plus 10-Year Delaware Life · Buyers who want the longest rate-lock in the Pinnacle Plus family, can comfortably commit for ten years, and value the gradual surrender curve that ends at 0.5% in year ten before dropping to zero	MYGA	A-	10-yr	—	—	View →
Delaware Life TruePath Income Delaware Life · Buyers age 45 or older who want a 10-year income FIA with a built-in GLWB rider and brand-name carrier backing	Income	A-	10-yr	Yes 1.20% annually (1.95% max)	—	View →
SecureGain 5 (2025) MassMutual Ascend · Conservative savers who want a fully guaranteed five-year rate from a top-rated carrier, no rider complexity, and a 10% annual withdrawal allowance for flexibility	MYGA	A++	5-yr	—	—	View →
Reliance Accumulator 5 Reliance Standard Life · Buyers who want a short-commitment FIA with a genuinely varied crediting menu and a low $20,000 entry point, backed by an A++ carrier	FIA	A++	5-yr	—	—	View →
Reliance Guarantee 7-Year Reliance Standard Life · Conservative savers who want a full seven-year rate lock backed by an exceptionally strong carrier, without annual reset risk	MYGA	A++	7-yr	—	—	View →
Multi-Select 6 Oxford Life · Buyers who want the highest guaranteed rate currently available anywhere in Oxford Life's Multi-Select ladder, locked for six years	MYGA	A	6-yr	—	—	View →
Fixed Target Annuity 6-Year Guardian · Savers who want a genuinely top-tier carrier behind a six-year guarantee and don't need the money back before the term is up	MYGA	A++	6-yr	—	—	View →
Safe Solution 7-Year SBLI USA · New York savers who want index-linked upside with principal protection, a genuine 10% annual withdrawal allowance, and the highest S&P 500 cap available on the New York shelf	FIA	A-	7-yr	—	—	View →

Preserve Multi-Year Guaranteed Annuity 5

Clear Spring LifeSavers who want the strongest guaranteed yield anywhere in Clear Spring's Preserve MYGA lineup without locking money up for more than five years

A-

A.M. BEST

MYGA5-YR SURRENDERNO BONUS

View →

Select Choice Plus 7-Year with MVA

SBLI USANew York and New Hampshire savers with $100,000 or more who want the highest seven-year guaranteed rate their state offers, and qualified-money holders who need required minimum distributions to come out without a penalty

A-

A.M. BEST

MYGA7-YR SURRENDERNO BONUS

View →

American National Smart Start Accumulator Series

American NationalBuyers who want an accumulation-focused FIA with a Best Entry Window feature, five diverse indices, and pre-built portfolio allocation options

A

A.M. BEST

FIA10-YR SURRENDERNO BONUS

View →

Allianz 360

AllianzBuyers who want a comprehensive income-focused FIA that balances lifetime income, legacy planning, and accumulation potential

A+

A.M. BEST

Income10-YR SURRENDERINCOME RIDER 0.95% annually (limited to interest)NO BONUS

View →

Athene Aviator 5

AtheneBuyers who want a 5-year accumulation FIA with a competitive crediting menu from a top-rated carrier

A+

A.M. BEST

FIA5-YR SURRENDERNO BONUS

View →

American National Rate Certainty Annuity 10

American NationalLong-term conservative savers who want ten years of guaranteed crediting rates on a FIA and don't want to worry about rate reductions throughout the commitment period

A

A.M. BEST

FIA10-YR SURRENDERNO BONUS

View →

Delaware Life Pinnacle Plus 7-Year

Delaware LifeBuyers who want a seven-year fixed-rate annuity from a brand-name carrier with a moderate surrender curve, no contractual fees, and the four-period family for laddering

A-

A.M. BEST

MYGA7-YR SURRENDERNO BONUS

View →

Delaware Life Pinnacle Plus 10-Year

Delaware LifeBuyers who want the longest rate-lock in the Pinnacle Plus family, can comfortably commit for ten years, and value the gradual surrender curve that ends at 0.5% in year ten before dropping to zero

A-

A.M. BEST

MYGA10-YR SURRENDERNO BONUS

View →

Delaware Life TruePath Income

Delaware LifeBuyers age 45 or older who want a 10-year income FIA with a built-in GLWB rider and brand-name carrier backing

A-

A.M. BEST

Income10-YR SURRENDERINCOME RIDER 1.20% annually (1.95% max)NO BONUS

View →

SecureGain 5 (2025)

MassMutual AscendConservative savers who want a fully guaranteed five-year rate from a top-rated carrier, no rider complexity, and a 10% annual withdrawal allowance for flexibility

A++

A.M. BEST

MYGA5-YR SURRENDERNO BONUS

View →

Reliance Accumulator 5

Reliance Standard LifeBuyers who want a short-commitment FIA with a genuinely varied crediting menu and a low $20,000 entry point, backed by an A++ carrier

A++

A.M. BEST

FIA5-YR SURRENDERNO BONUS

View →

Reliance Guarantee 7-Year

Reliance Standard LifeConservative savers who want a full seven-year rate lock backed by an exceptionally strong carrier, without annual reset risk

A++

A.M. BEST

MYGA7-YR SURRENDERNO BONUS

View →

Multi-Select 6

Oxford LifeBuyers who want the highest guaranteed rate currently available anywhere in Oxford Life's Multi-Select ladder, locked for six years

A

A.M. BEST

MYGA6-YR SURRENDERNO BONUS

View →

Fixed Target Annuity 6-Year

GuardianSavers who want a genuinely top-tier carrier behind a six-year guarantee and don't need the money back before the term is up

A++

A.M. BEST

MYGA6-YR SURRENDERNO BONUS

View →

Safe Solution 7-Year

SBLI USANew York savers who want index-linked upside with principal protection, a genuine 10% annual withdrawal allowance, and the highest S&P 500 cap available on the New York shelf

A-

A.M. BEST

FIA7-YR SURRENDERNO BONUS

View →

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Products are listed in our editorial order, not by rate or commission. Details are snapshots and reflect features as documented. Confirm current terms and state availability with the carrier. Information, not a quote or recommendation.