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By goal · Growth & accumulation

Annuities for growth & accumulation.

Fixed and indexed annuities built to grow tax-deferred. Compare the products on rate, surrender term, riders, and bonus — ranked by our editorial rating.

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Surrender
Showing 115 of 684 products
ProductTypeRatingSurrenderIncome riderBonus
American National Smart Start Accumulator Series
American National · Buyers who want an accumulation-focused FIA with a Best Entry Window feature, five diverse indices, and pre-built portfolio allocation options
FIA 4.310-yrView →
Allianz 360
Allianz · Buyers who want a comprehensive income-focused FIA that balances lifetime income, legacy planning, and accumulation potential
Income 4.310-yrYes
0.95% annually (limited to interest)
View →
Athene Aviator 5
Athene · Buyers who want a 5-year accumulation FIA with a competitive crediting menu from a top-rated carrier
FIA 4.35-yrView →
American National Rate Certainty Annuity 10
American National · Long-term conservative savers who want ten years of guaranteed crediting rates on a FIA and don't want to worry about rate reductions throughout the commitment period
FIA 4.310-yrView →
Delaware Life Pinnacle Plus 7-Year
Delaware Life · Buyers who want a seven-year fixed-rate annuity from a brand-name carrier with a moderate surrender curve, no contractual fees, and the four-period family for laddering
MYGAA-7-yrView →
Delaware Life Pinnacle Plus 10-Year
Delaware Life · Buyers who want the longest rate-lock in the Pinnacle Plus family, can comfortably commit for ten years, and value the gradual surrender curve that ends at 0.5% in year ten before dropping to zero
MYGAA-10-yrView →
Delaware Life TruePath Income
Delaware Life · Buyers age 45 or older who want a 10-year income FIA with a built-in GLWB rider and brand-name carrier backing
Income 4.310-yrYes
1.20% annually (1.95% max)
View →
SecureGain 5 (2025)
MassMutual Ascend · Conservative savers who want a fully guaranteed five-year rate from a top-rated carrier, no rider complexity, and a 10% annual withdrawal allowance for flexibility
MYGAA++5-yrView →
Reliance Accumulator 5
Reliance Standard Life · Buyers who want a short-commitment FIA with a genuinely varied crediting menu and a low $20,000 entry point, backed by an A++ carrier
FIA 4.35-yrView →
Reliance Guarantee 7-Year
Reliance Standard Life · Conservative savers who want a full seven-year rate lock backed by an exceptionally strong carrier, without annual reset risk
MYGAA++7-yrView →
Multi-Select 6
Oxford Life · Buyers who want the highest guaranteed rate currently available anywhere in Oxford Life's Multi-Select ladder, locked for six years
MYGAA6-yrView →
Fixed Target Annuity 6-Year
Guardian · Savers who want a genuinely top-tier carrier behind a six-year guarantee and don't need the money back before the term is up
MYGAA++6-yrView →
Nationwide New Heights Select 8
Nationwide · Buyers who want a low-minimum, principal-protected FIA with a 7-index BAS crediting menu and the flexibility to add either an income or enhanced death benefit rider
FIA 4.28-yrYes
0.50%
View →
Nationwide New Heights Select 9
Nationwide · Buyers who want 3-year strategy terms for potentially higher growth, a 7-index BAS crediting menu, and optional income or death benefit riders
FIA 4.29-yrYes
0.50%
View →
Allianz Accumulation Advantage 7
Allianz · Buyers who want a shorter-duration accumulation FIA from a top-rated carrier with a solid crediting menu and no income rider complexity
FIA 4.27-yrView →

Products are ranked by our editorial star rating, not by rate or commission. Ratings are snapshots and reflect features as documented — confirm current terms and state availability with the carrier. Information, not a quote or recommendation.

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