Oxford Life Insurance Company
Multi Select 5 Year
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
MYGA
Surrender
5 years
Top yield
5.35%
A.M. Best
A
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| MYGA Account | Fixed | 5.35% | — | — | 5.35% |
| 1 Year Fixed Account Strategy | Fixed | 4.40% | — | — | 1.67% |
| 1 Year S&P 500 Annual Point-to-Point | Point to Point | — | 8.25% | — | 0.80% |
| 1 Year S&P 500 Monthly Average | Point to Point | — | 8.25% | — | 0.80% |
Surrender Schedule
Yr 1
10%
Yr 2
9%
Yr 3
8%
Yr 4
7%
Yr 5
6%
Product Specifications
- Minimum premium (non-qualified)
- $20,000
- Minimum premium (qualified)
- $20,000
- Maximum issue age
- 85
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- Interest Only
- Market value adjustment
- true
- Return of premium
- false
- States available
- 46 states
Income Riders
Multi-Select GLWB
Roll-up: Interest Only
Withdrawal age: 60.0 Min
Optional Guaranteed Lifetime Withdrawal Benefit
Roll-up: 7.55%
Withdrawal age: 50.0 Min
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.