Liberty Bankers Life
Liberty Select
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
Fixed
Surrender
7 years
Top yield
3.34%
A.M. Best
A-
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| Fixed | Fixed | 4.50% | — | — | 3.34% |
Surrender Schedule
Yr 1
8%
Yr 1
12%
Yr 2
11%
Yr 2
7%
Yr 3
6%
Yr 3
10%
Yr 4
8%
Yr 4
5%
Yr 5
4%
Yr 5
6%
Yr 6
4%
Yr 6
3%
Yr 7
2%
Yr 7
2%
Product Specifications
- Minimum premium (non-qualified)
- $5,000
- Minimum premium (qualified)
- $5,000
- Maximum issue age
- 85
- Free withdrawal
- Interest Only
- Free withdrawal (year 1)
- Interest Only
- Market value adjustment
- true
- Return of premium
- false
- States available
- 48 states
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.