| Delaware Life Pinnacle Plus 10-Year Delaware Life · Buyers who want the longest rate-lock in the Pinnacle Plus family, can comfortably commit for ten years, and value the gradual surrender curve that ends at 0.5% in year ten before dropping to zero | MYGA | A- | 10-yr | — | — | View → |
| Delaware Life Pinnacle Plus 7-Year Delaware Life · Buyers who want a seven-year fixed-rate annuity from a brand-name carrier with a moderate surrender curve, no contractual fees, and the four-period family for laddering | MYGA | A- | 7-yr | — | — | View → |
| Fixed Target Annuity 6-Year Guardian · Savers who want a genuinely top-tier carrier behind a six-year guarantee and don't need the money back before the term is up | MYGA | A++ | 6-yr | — | — | View → |
| Multi-Select 6 Oxford Life · Buyers who want the highest guaranteed rate currently available anywhere in Oxford Life's Multi-Select ladder, locked for six years | MYGA | A | 6-yr | — | — | View → |
| Reliance Guarantee 7-Year Reliance Standard Life · Conservative savers who want a full seven-year rate lock backed by an exceptionally strong carrier, without annual reset risk | MYGA | A++ | 7-yr | — | — | View → |
| SecureGain 5 (2025) MassMutual Ascend · Conservative savers who want a fully guaranteed five-year rate from a top-rated carrier, no rider complexity, and a 10% annual withdrawal allowance for flexibility | MYGA | A++ | 5-yr | — | — | View → |
| American National Palladium Match MYG 7 American National · Income-oriented savers who want a 7-year MYGA with immediate 10% free withdrawal access and no lingering MVA after the guarantee period ends | MYGA | A | 7-yr | — | — | View → |
| Delaware Life Pinnacle Plus 5-Year Delaware Life · Buyers who want a five-year fixed-rate annuity from a brand-name carrier with a moderate 8% surrender start and the four-period family flexibility for laddering | MYGA | A- | 5-yr | — | — | View → |
| EverStead MYGA 5-Year Talcott Financial Group · Buyers with $25,000 or more (ideally $100,000+) who want a straightforward 5-year locked rate outside CA and NY without rider complexity | MYGA | A- | 5-yr | — | — | View → |
| Fixed Target Annuity 4-Year Guardian · Conservative savers who want a top-rated carrier, a true 4-year rate lock, and no market value adjustment — especially anyone filling a rung of a CD-style ladder that a lot of carriers skip over | MYGA | A++ | 4-yr | — | — | View → |
| Flex 5 Advantage GCU · Buyers who want a competitive current declared rate, a fast-declining surrender schedule, and no market value adjustment, and who are comfortable with a rate that can reset before the surrender period is over | MYGA | A- | 5-yr | — | — | View → |
| Guarantee Pro 5-Year Midland National · Savers who want a locked, guaranteed rate for five years from a highly rated carrier without paying for rider complexity they do not need | MYGA | A+ | 5-yr | — | — | View → |
| Harbourview 4-Year Oceanview · Savers who can commit $20,000+ for four years and want a clean, bonus-free locked rate from an A-rated carrier | MYGA | A | 4-yr | — | — | View → |
| Harbourview 6-Year Oceanview · Buyers with $20,000 or more they can commit for six years who want a locked, competitive rate without paying for riders they won't use | MYGA | A | 6-yr | — | — | View → |
| Heritage Premier Plus 7 Capitol Life · Buyers who want a full 7-year guaranteed rate with a modest first-year lift and don't need access to principal during the term | MYGA | A- | 7-yr | — | — | View → |
| MYGA Plus 7 Year Ibexis · Savers who want a locked-in guaranteed rate for seven years with the option to layer on index-linked upside, without paying for a rider they won't use | MYGA | A- | 7-yr | — | — | View → |
| NAC Guarantee Plus 5-Year North American · Savers who want a guaranteed fixed rate for five years, a clean structure with no rider complexity, and the backing of an A+ rated carrier | MYGA | A+ | 5-yr | — | — | View → |
| Platinum Assure 7 Americo · Buyers who want a locked 7-year rate with zero contract fees, generous early liquidity, and a full-account-value death benefit | MYGA | A | 7-yr | — | — | View → |
| Protective Secure Saver Fixed Annuity 5-Year Protective Life · Buyers who want a competitive 5-year guaranteed rate (5.15% at $75K+), 10% annual account-value liquidity, and Protective's A-plus carrier rating across multiple distribution channels | MYGA | A+ | 5-yr | — | — | View → |
| Protective Secure Saver Fixed Annuity 7-Year Protective Life · Buyers with a 7-year time horizon who want a competitive guaranteed rate, 10% annual account-value liquidity, and broad distribution from Protective's A-plus carrier rating | MYGA | A+ | 7-yr | — | — | View → |
| Reliance Guarantee 10-Year Reliance Standard Life · Savers with true long-term money who want to lock the highest rate on Reliance Standard's MYGA ladder at an exceptionally strong carrier | MYGA | A++ | 10-yr | — | — | View → |
| Secure Growth 5-Year Nationwide · Savers with $100,000 or more who want a clean 5-year locked rate, immediate free-withdrawal access, and an A+ carrier behind the guarantee | MYGA | A+ | 5-yr | — | — | View → |
| SecureGain 7 (2025) MassMutual Ascend · Conservative savers who want a seven-year locked rate, a top-tier carrier, and clean withdrawal terms without rider complexity | MYGA | A++ | 7-yr | — | — | View → |
| Advanced Choice 7-Year Security Benefit · Conservative savers who want a guaranteed locked rate for seven years without paying for riders or complexity | MYGA | A- | 7-yr | — | — | View → |
| American National Palladium Match MYG 5 American National · Conservative savers who want a 5-year MYGA with 10% annual free withdrawal from day one and an MVA that expires at the end of the guarantee period | MYGA | A | 5-yr | — | — | View → |
| American National Palladium MYG American National · Conservative savers who want a guaranteed fixed rate for a defined period with the flexibility to choose from multiple guarantee durations | MYGA | A | 10-yr | — | — | View → |
| American National Palladium MYG 10 American National · Long-term conservative savers who want to maximize guaranteed yield and can commit capital for a full decade without needing more than 10% per year | MYGA | A | 10-yr | — | — | View → |
| American National Palladium MYG 7 American National · Conservative savers who want a meaningfully competitive guaranteed rate without committing to a decade-long surrender period | MYGA | A | 10-yr | — | — | View → |
| EverStead MYGA 10-Year Talcott Financial Group · Savers with a true 10-year horizon and at least $100,000 to deposit who want a fixed rate locked for the long haul | MYGA | A- | 10-yr | — | — | View → |
| EverStead MYGA 3-Year Talcott Financial Group · Conservative savers who want a short, fee-free locked rate with immediate access to 10% annual withdrawals and don't need an income rider | MYGA | A- | 3-yr | — | — | View → |
| EverStead MYGA 6-Year Talcott Financial Group · Savers who want a locked-in 6-year rate without committing to Talcott's longer EverStead durations | MYGA | A- | 6-yr | — | — | View → |
| Fixed Rate Annuity 7-Year Brighthouse · Retirees and near-retirees who want a fully guaranteed fixed rate for seven years with no market value adjustment risk | MYGA | A | 7-yr | — | — | View → |
| Fixed Rate Annuity with ROP 5-Year Brighthouse · Conservative buyers who want a guaranteed fixed rate for five years and need the assurance that their principal is never truly at risk of a net loss on surrender | MYGA | A | 5-yr | — | — | View → |
| Fixed Rate Annuity with ROP 7-Year Brighthouse · Conservative savers who want a guaranteed rate for seven years and a hard floor on what they can lose if they need to exit early | MYGA | A | 7-yr | — | — | View → |
| Guarantee Pro 7-Year Midland National · Savers who want a guaranteed multi-year rate from an A+ carrier and can commit to a 7-year horizon without needing regular access to principal | MYGA | A+ | 7-yr | — | — | View → |
| Heritage Premier 7 Liberty Bankers · Buyers who want a straightforward, honestly-priced 7-year guaranteed rate with an optional long-term-care-style backstop built in at no extra cost | MYGA | A- | 7-yr | — | — | View → |
| Milestone Max MYGA 5-Year Sagicor · Buyers with $25,000 or more to commit for five years who want a locked rate, near-nationwide state approval, and a built-in nursing-home or terminal-illness liquidity waiver they hope never to need | MYGA | A | 5-yr | — | — | View → |
| Milestone Max MYGA 6-Year Sagicor · Shoppers outside California who want a locked 6-year MYGA rate plus built-in nursing-home and terminal-illness liquidity relief, and who can meet the $25,000 minimum | MYGA | A | 6-yr | — | — | View → |
| MultiVantage 10-Year Integrity · Retirement savers who want a single locked rate for the full ten years, have no need for immediate income, and value a financially strong carrier | MYGA | A+ | 10-yr | — | — | View → |
| MultiVantage 5-Year Integrity · Retirees and near-retirees who want a clean 5-year locked rate, immediate free-withdrawal access, and a nursing home waiver without paying for income rider complexity | MYGA | A+ | 5-yr | — | — | View → |
| MultiVantage 7-Year Integrity · Conservative savers who want a locked rate from an A+-rated carrier, a meaningful first-year enhancement, and RMD-friendly terms without rider complexity | MYGA | A+ | 7-yr | — | — | View → |
| MYAnnuity 7X (10% Free Withdrawals) Nassau · Savers who want a locked 7-year rate but also want guaranteed penalty-free access to part of their money every single year | MYGA | B++ | 7-yr | — | — | View → |
| NAC Guarantee Plus 7-Year North American · Savers who want a locked rate from an A+ carrier for seven years with clean free-withdrawal terms and no rider complexity | MYGA | A+ | 7-yr | — | — | View → |
| Nationwide Secure Growth Nationwide · Buyers who want a guaranteed fixed rate from a top-rated carrier with the flexibility to choose from multiple guarantee periods in a single product | MYGA | A+ | 4-yr | — | — | View → |
| RateProtector 5-Year Jackson · Savers who want a guaranteed 5-year rate from a carrier with a strong financial rating and need RMD or waiver flexibility during the term | MYGA | A | 5-yr | — | — | View → |
| RateProtector 7-Year Jackson · Savers who want a guaranteed rate locked for seven years with a reputable carrier and no rider complexity | MYGA | A | 7-yr | — | — | View → |
| Secure Growth 3-Year Nationwide · Conservative savers who want a short guaranteed-rate period, a trusted carrier name, and immediate access to a free-withdrawal amount from day one | MYGA | A+ | 3-yr | — | — | View → |
| Secure Growth 5-Year with MVA Nationwide · Savers who want a guaranteed 5-year rate, can commit $100,000 or more for the higher tier, and are comfortable with a market value adjustment feature | MYGA | A+ | 5-yr | — | — | View → |
| Secure Growth 5-Year with ROP Nationwide · Conservative savers who want a locked 5-year rate with a hard floor against principal loss and no market value adjustment risk | MYGA | A+ | 5-yr | — | — | View → |
| Secure Growth 7-Year Nationwide · Conservative savers who want a guaranteed fixed rate locked for seven years, full principal protection, and no interest-rate risk on money they do not plan to touch | MYGA | A+ | 7-yr | — | — | View → |
