VALIC
Power Index 5 Elitesm
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
5 years
Top yield
1.49%
A.M. Best
A
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1 Year Fixed Interest Account | Fixed | 3.45% | — | — | 1.49% |
| 1 Year Fixed Interest Account | Fixed | 3.20% | — | — | 1.44% |
| 1 PIMCO Global Optima Index Annual Point to Point with Particpation | Point to Point | — | — | 68.00% | 0.80% |
| 1 PIMCO Global Optima Index Annual Point to Point with Particpation | Point to Point | — | — | 78.00% | 0.80% |
| 1 Year Franklin Quality Dividend Point to Point with Participation | Point to Point | — | — | 75.00% | 0.80% |
| 1 Year Franklin Quality Dividend Point to Point with Participation | Point to Point | — | — | 100.00% | 0.80% |
| 1 Year ML Strategic Balanced Annual Point to Point with Participation | Point to Point | — | — | 90.00% | 0.80% |
| 1 Year ML Strategic Balanced Annual Point to Point with Participation | Point to Point | — | — | 115.00% | 0.80% |
| 1 Year MSCI EAFE Annual Point to Point | Point to Point | — | 9.10% | — | 0.80% |
| 1 Year MSCI EAFE Annual Point to Point | Point to Point | — | 10.10% | — | 0.80% |
| 1 Year Russell 2000 Annual Point to Point | Point to Point | — | 9.10% | — | 0.80% |
| 1 Year Russell 2000 Annual Point to Point | Point to Point | — | 10.10% | — | 0.80% |
| 1 year S&P 500 Annual Point to Point | Point to Point | — | 8.60% | — | 0.80% |
| 1 year S&P 500 Annual Point to Point | Point to Point | — | 9.60% | — | 0.80% |
| 1 Year S&P 500 Annual Point to Point Performance Triggered | Performance Triggered | — | 5.85% | — | 0.80% |
| 1 Year S&P 500 Annual Point to Point Performance Triggered | Performance Triggered | — | 6.85% | — | 0.80% |
| 1 year S&P 500 Annual Point-to-Point Participation | Point to Point | — | — | 42.00% | 0.80% |
| 1 year S&P 500 Annual Point-to-Point Participation | Point to Point | — | — | 47.00% | 0.80% |
| 5 Year Point-to-Point Cap | Point to Point | — | 50.00% | — | 0.80% |
| 5 Year Point-to-Point Cap | Point to Point | — | 55.00% | — | 0.80% |
Surrender Schedule
Yr 1
8%
Yr 2
7%
Yr 3
6%
Yr 4
5%
Yr 5
4%
Product Specifications
- Minimum premium (non-qualified)
- $25,000
- Minimum premium (qualified)
- $25,000
- Maximum issue age
- 85
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 0%
- Market value adjustment
- true
- Return of premium
- false
- States available
- 49 states
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.