Talcott Financial Group
Everguardsm Assurance 10
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
10 years
Top yield
0.33%
A.M. Best
A-
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1 Year Fixed Interest Option | Fixed | 2.00% | — | — | 0.33% |
| 1-Year Goldman Sachs Enhanced Multi-Asset Point to Point with Par | Point to Point | — | — | 60.00% | 0.14% |
| 1-Year Invesco BofA QQQ Balanced FC Point to Point with Par | Point to Point | — | — | 45.00% | 0.14% |
| 1-Year S&P 500 Engle 15% VT TCA Point to Point with Cap | Point to Point | — | 5.50% | — | 0.14% |
| 1-Year S&P 500 Point to Point with Cap | Point to Point | — | 4.50% | — | 0.14% |
Surrender Schedule
Yr 1
9%
Yr 2
9%
Yr 3
8%
Yr 4
7%
Yr 5
6%
Yr 6
5%
Yr 7
4%
Yr 8
3%
Yr 9
2%
Yr 10
1%
Product Specifications
- Minimum premium (non-qualified)
- $25,000
- Minimum premium (qualified)
- $25,000
- Maximum issue age
- 85
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 0%
- Market value adjustment
- true
- Return of premium
- false
- States available
- 49 states
Income Riders
Guaranteed Lifetime Withdrawal Benefit: Early PathGLWB(built in)
Roll-up: 4.00%
Withdrawal age: 55.0 Min
Guaranteed Lifetime Withdrawal Benefit: Future PathGLWB(built in)
Withdrawal age: 55.0 Min
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.