Sentinel Security Life Insurance Company
Summit Bonus Indexsm Annuity
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
10 years
Top yield
2.02%
A.M. Best
B
This carrier is rated below A− (our floor for recommending a product). We still publish its rates and specs, but it will not appear in our recommendations.
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1 Year Fixed Account | Fixed | 1.50% | — | — | 2.02% |
| 1 Year Daily Average Indexed Account | Point to Point | — | 2.50% | — | 1.87% |
| 1 Year Monthly Average Indexed Account | Point to Point | — | 2.50% | — | 1.87% |
| 1 Year Monthly Sum Indexed Account | Point to Point | — | 1.10% | — | 1.87% |
| 1 Year Point-to-Point Indexed Account | Point to Point | — | 2.50% | — | 1.87% |
Surrender Schedule
Yr 1
12%
Yr 1
9.5%
Yr 2
9%
Yr 2
11%
Yr 3
10%
Yr 3
8%
Yr 4
7%
Yr 4
9%
Yr 5
8%
Yr 5
6%
Yr 6
5%
Yr 6
7%
Yr 7
6%
Yr 7
4%
Yr 8
3%
Yr 8
5%
Yr 9
4%
Yr 9
2%
Yr 10
1%
Yr 10
2%
Product Specifications
- Minimum premium (non-qualified)
- $10,000
- Minimum premium (qualified)
- $5,000
- Maximum issue age
- 80
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- Interest Only
- Market value adjustment
- true
- Return of premium
- false
- States available
- 33 states
Income Riders
Summit Bonus Guaranteed Lifetime Withdrawal Benefit Rider
Withdrawal age: 55.0 Min
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.