Securian Financial
Securelink Ultrasm 5
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
5 years
Top yield
1.36%
A.M. Best
A+
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| Fixed Account | Fixed | 4.85% | — | — | 1.36% |
| Fixed Account | Fixed | 4.85% | — | — | 1.36% |
| Fixed Account | Fixed | 4.75% | — | — | 1.34% |
| Fixed Account | Fixed | 4.75% | — | — | 1.34% |
| Fixed Account | Fixed | 4.65% | — | — | 1.32% |
| Fixed Account | Fixed | 4.65% | — | — | 1.32% |
| Barclays All Caps Trailblazer 5 Index 1-Year Point-to-Point with 2% Spread and Participation Rate | Point to Point | — | — | 215.00% | 0.40% |
| Barclays All Caps Trailblazer 5 Index 1-Year Point-to-Point with 2% Spread and Participation Rate | Point to Point | — | — | 215.00% | 0.40% |
| Barclays All Caps Trailblazer 5 Index 1-Year Point-to-Point with 2% Spread and Participation Rate | Point to Point | — | — | 220.00% | 0.40% |
| Barclays All Caps Trailblazer 5 Index 1-Year Point-to-Point with 2% Spread and Participation Rate | Point to Point | — | — | 220.00% | 0.40% |
| Barclays All Caps Trailblazer 5 Index 1-Year Point-to-Point with 2% Spread and Participation Rate | Point to Point | — | — | 225.00% | 0.40% |
| Barclays All Caps Trailblazer 5 Index 1-Year Point-to-Point with 2% Spread and Participation Rate | Point to Point | — | — | 225.00% | 0.40% |
| Barclays All Caps Trailblazer 5 Index 1-Year Point-to-Point with Participation Rate | Point to Point | — | — | 175.00% | 0.40% |
| Barclays All Caps Trailblazer 5 Index 1-Year Point-to-Point with Participation Rate | Point to Point | — | — | 175.00% | 0.40% |
| Barclays All Caps Trailblazer 5 Index 1-Year Point-to-Point with Participation Rate | Point to Point | — | — | 180.00% | 0.40% |
| Barclays All Caps Trailblazer 5 Index 1-Year Point-to-Point with Participation Rate | Point to Point | — | — | 180.00% | 0.40% |
| Barclays All Caps Trailblazer 5 Index 1-Year Point-to-Point with Participation Rate | Point to Point | — | — | 185.00% | 0.40% |
| Barclays All Caps Trailblazer 5 Index 1-Year Point-to-Point with Participation Rate | Point to Point | — | — | 185.00% | 0.40% |
| MSCI EAFE Index 1-Year Point-to-Point with Cap | Point to Point | — | 9.00% | — | 0.40% |
| MSCI EAFE Index 1-Year Point-to-Point with Cap | Point to Point | — | 9.00% | — | 0.40% |
| MSCI EAFE Index 1-Year Point-to-Point with Cap | Point to Point | — | 9.25% | — | 0.40% |
| MSCI EAFE Index 1-Year Point-to-Point with Cap | Point to Point | — | 9.25% | — | 0.40% |
| MSCI EAFE Index 1-Year Point-to-Point with Cap | Point to Point | — | 9.50% | — | 0.40% |
| MSCI EAFE Index 1-Year Point-to-Point with Cap | Point to Point | — | 9.50% | — | 0.40% |
| S&P 500 1-Year Inverse Performance Trigger | Inverse Perf Triggered | — | 12.70% | — | 0.40% |
| S&P 500 1-Year Inverse Performance Trigger | Inverse Perf Triggered | — | 12.70% | — | 0.40% |
| S&P 500 1-Year Inverse Performance Trigger | Inverse Perf Triggered | — | 13.00% | — | 0.40% |
| S&P 500 1-Year Inverse Performance Trigger | Inverse Perf Triggered | — | 13.00% | — | 0.40% |
| S&P 500 1-Year Inverse Performance Trigger | Inverse Perf Triggered | — | 13.30% | — | 0.40% |
| S&P 500 1-Year Inverse Performance Trigger | Inverse Perf Triggered | — | 13.30% | — | 0.40% |
| S&P 500 1-Year Point-to-Point with Term Guarantee Cap | Point to Point | — | 8.55% | — | 0.40% |
| S&P 500 1-Year Point-to-Point with Term Guarantee Cap | Point to Point | — | 8.55% | — | 0.40% |
| S&P 500 1-Year Point-to-Point with Term Guarantee Cap | Point to Point | — | 8.75% | — | 0.40% |
| S&P 500 1-Year Point-to-Point with Term Guarantee Cap | Point to Point | — | 8.75% | — | 0.40% |
| S&P 500 1-Year Point-to-Point with Term Guarantee Cap | Point to Point | — | 8.95% | — | 0.40% |
| S&P 500 1-Year Point-to-Point with Term Guarantee Cap | Point to Point | — | 8.95% | — | 0.40% |
| S&P 500 Index 1-Year Performance Trigger | Performance Triggered | — | 6.60% | — | 0.40% |
| S&P 500 Index 1-Year Performance Trigger | Performance Triggered | — | 6.60% | — | 0.40% |
| S&P 500 Index 1-Year Performance Trigger | Performance Triggered | — | 6.75% | — | 0.40% |
| S&P 500 Index 1-Year Performance Trigger | Performance Triggered | — | 6.75% | — | 0.40% |
Showing the 40 highest-yielding of 60 rate rows.
Surrender Schedule
Yr 1
9%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Product Specifications
- Minimum premium (non-qualified)
- $20,000
- Minimum premium (qualified)
- $20,000
- Maximum issue age
- 85
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 10%
- Market value adjustment
- true
- Return of premium
- false
- States available
- 50 states
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.