Securian Financial
Securelink Chronic Illness Accesstm
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
7 years
Top yield
1.06%
A.M. Best
A+
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| Fixed Account | Fixed | 4.50% | — | — | 1.06% |
| Fixed Account | Fixed | 4.50% | — | — | 1.06% |
| Fixed Account | Fixed | 4.30% | — | — | 1.03% |
| Fixed Account | Fixed | 4.30% | — | — | 1.03% |
| Barclays All Caps Trailblazer 5 Index | Point to Point | — | — | 180.00% | 0.43% |
| Barclays All Caps Trailblazer 5 Index | Point to Point | — | — | 180.00% | 0.43% |
| Barclays All Caps Trailblazer 5 Index | Point to Point | — | — | 190.00% | 0.43% |
| Barclays All Caps Trailblazer 5 Index | Point to Point | — | — | 190.00% | 0.43% |
| MSCI EAFE Index Cap | Point to Point | — | 9.10% | — | 0.43% |
| MSCI EAFE Index Cap | Point to Point | — | 9.10% | — | 0.43% |
| MSCI EAFE Index Cap | Point to Point | — | 9.50% | — | 0.43% |
| MSCI EAFE Index Cap | Point to Point | — | 9.50% | — | 0.43% |
| S&P 500 Index Cap | Point to Point | — | 8.10% | — | 0.43% |
| S&P 500 Index Cap | Point to Point | — | 8.10% | — | 0.43% |
| S&P 500 Index Cap | Point to Point | — | 8.50% | — | 0.43% |
| S&P 500 Index Cap | Point to Point | — | 8.50% | — | 0.43% |
| SG Climate Prepared Index 1-Year Point-to-Point with Participation Rate | Point to Point | — | — | 180.00% | 0.43% |
| SG Climate Prepared Index 1-Year Point-to-Point with Participation Rate | Point to Point | — | — | 180.00% | 0.43% |
| SG Climate Prepared Index 1-Year Point-to-Point with Participation Rate | Point to Point | — | — | 190.00% | 0.43% |
| SG Climate Prepared Index 1-Year Point-to-Point with Participation Rate | Point to Point | — | — | 190.00% | 0.43% |
Surrender Schedule
Yr 1
9%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
Product Specifications
- Minimum premium (non-qualified)
- $20,000
- Minimum premium (qualified)
- $20,000
- Maximum issue age
- 80
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 10%
- Market value adjustment
- true
- Return of premium
- false
- States available
- 48 states
Income Riders
Accelerated Death Benefit
Roll-up: 8.00% up to 200.00% of the interest credited
Accelerated Death Benefit 71-80
Roll-up: 8.00% up to 200.00% of the interest credited
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.