Pacific Life Insurance Company
Pacific Index Dimensions 7 Year
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
7 years
Top yield
2.80%
A.M. Best
A+
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1-Year Fixed Account | Fixed | 3.40% | — | — | 2.80% |
| 1-Year Fixed Account | Fixed | 3.40% | — | — | 2.80% |
| 1-Year Fixed Account | Fixed | 3.20% | — | — | 2.77% |
| 1-Year Fixed Account | Fixed | 3.20% | — | — | 2.77% |
| 1 Year BlackRock Endura Point to Point PR with Spread | Point to Point | — | — | 105.00% | 2.31% |
| 1 Year BlackRock Endura Point to Point PR with Spread | Point to Point | — | — | 105.00% | 2.31% |
| 1 Year BlackRock Endura Point to Point PR with Spread | Point to Point | — | — | 110.00% | 2.31% |
| 1 Year BlackRock Endura Point to Point PR with Spread | Point to Point | — | — | 110.00% | 2.31% |
| 1 Year MSCI EAFE Performance Triggered Index | Performance Triggered | — | 5.90% | — | 2.31% |
| 1 Year MSCI EAFE Performance Triggered Index | Performance Triggered | — | 5.90% | — | 2.31% |
| 1 Year MSCI EAFE Performance Triggered Index | Performance Triggered | — | 6.25% | — | 2.31% |
| 1 Year MSCI EAFE Performance Triggered Index | Performance Triggered | — | 6.25% | — | 2.31% |
| 1 Year MSCI EAFE® Enhanced Participation Rate | Point to Point | — | — | 51.00% | 2.31% |
| 1 Year MSCI EAFE® Enhanced Participation Rate | Point to Point | — | — | 51.00% | 2.31% |
| 1 Year MSCI EAFE® Enhanced Participation Rate | Point to Point | — | — | 54.00% | 2.31% |
| 1 Year MSCI EAFE® Enhanced Participation Rate | Point to Point | — | — | 54.00% | 2.31% |
| 1 Year MSCI EAFE® Participation Rate | Point to Point | — | — | 37.00% | 2.31% |
| 1 Year MSCI EAFE® Participation Rate | Point to Point | — | — | 37.00% | 2.31% |
| 1 Year MSCI EAFE® Participation Rate | Point to Point | — | — | 39.00% | 2.31% |
| 1 Year MSCI EAFE® Participation Rate | Point to Point | — | — | 39.00% | 2.31% |
| 1 Year MSCI EAFE® Point to Point with a Cap | Point to Point | — | 7.25% | — | 2.31% |
| 1 Year MSCI EAFE® Point to Point with a Cap | Point to Point | — | 7.25% | — | 2.31% |
| 1 Year MSCI EAFE® Point to Point with a Cap | Point to Point | — | 7.45% | — | 2.31% |
| 1 Year MSCI EAFE® Point to Point with a Cap | Point to Point | — | 7.45% | — | 2.31% |
| 1 Year S&P 500 Performance Triggered Index | Performance Triggered | — | 5.90% | — | 2.31% |
| 1 Year S&P 500 Performance Triggered Index | Performance Triggered | — | 5.90% | — | 2.31% |
| 1 Year S&P 500 Performance Triggered Index | Performance Triggered | — | 6.25% | — | 2.31% |
| 1 Year S&P 500 Performance Triggered Index | Performance Triggered | — | 6.25% | — | 2.31% |
| 1 Year S&P 500® Enhanced Participation Rate | Point to Point | — | — | 51.00% | 2.31% |
| 1 Year S&P 500® Enhanced Participation Rate | Point to Point | — | — | 51.00% | 2.31% |
| 1 Year S&P 500® Enhanced Participation Rate | Point to Point | — | — | 54.00% | 2.31% |
| 1 Year S&P 500® Enhanced Participation Rate | Point to Point | — | — | 54.00% | 2.31% |
| 1 Year S&P 500® Participation Rate | Point to Point | — | — | 37.00% | 2.31% |
| 1 Year S&P 500® Participation Rate | Point to Point | — | — | 37.00% | 2.31% |
| 1 Year S&P 500® Participation Rate | Point to Point | — | — | 39.00% | 2.31% |
| 1 Year S&P 500® Participation Rate | Point to Point | — | — | 39.00% | 2.31% |
| 1 Year S&P 500® Point to Point with a Cap | Point to Point | — | 7.25% | — | 2.31% |
| 1 Year S&P 500® Point to Point with a Cap | Point to Point | — | 7.25% | — | 2.31% |
| 1 Year S&P 500® Point to Point with a Cap | Point to Point | — | 7.45% | — | 2.31% |
| 1 Year S&P 500® Point to Point with a Cap | Point to Point | — | 7.45% | — | 2.31% |
Surrender Schedule
Yr 1
10%
Yr 2
9%
Yr 3
8%
Yr 4
7%
Yr 5
6%
Yr 6
5%
Yr 7
4%
Product Specifications
- Minimum premium (non-qualified)
- $25,000
- Minimum premium (qualified)
- $25,000
- Maximum issue age
- 80
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 10%
- Market value adjustment
- false
- Return of premium
- false
- States available
- 6 states
Income Riders
Death Benefit (Interest Enhanced Death Benefit)
Roll-up: 2.00% + Interest Rate
Enhanced Lifetime Income BenefitGLWB
Roll-up: 7.00%
Withdrawal age: 59.0 Min
Interest Enhanced Death Benefit
Roll-up: 2.00% + Interest Rate
Interest Enhanced Death Benefit NJ,OH,OR,PA,UT,WA
Roll-up: 2.00% + Interest Rate up to 250.00% of the interest credited
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.