Pacific Life Insurance Company
Pacific Index Dimensions 10 Year With Mva
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
10 years
Top yield
2.78%
A.M. Best
A+
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1 Year Fixed Account | Fixed | 3.50% | — | — | 2.78% |
| 1 Year Fixed Account | Fixed | 3.50% | — | — | 2.78% |
| 1 Year Fixed Account | Fixed | 3.30% | — | — | 2.76% |
| 1 Year Fixed Account | Fixed | 3.30% | — | — | 2.76% |
| 1 Year BlackRock Endura Point to Point PR with Spread | Point to Point | — | — | 110.00% | 2.43% |
| 1 Year BlackRock Endura Point to Point PR with Spread | Point to Point | — | — | 110.00% | 2.43% |
| 1 Year BlackRock Endura Point to Point PR with Spread | Point to Point | — | — | 115.00% | 2.43% |
| 1 Year BlackRock Endura Point to Point PR with Spread | Point to Point | — | — | 115.00% | 2.43% |
| 1 Year MSCI EAFE Performance Triggered Index | Performance Triggered | — | 6.05% | — | 2.43% |
| 1 Year MSCI EAFE Performance Triggered Index | Performance Triggered | — | 6.05% | — | 2.43% |
| 1 Year MSCI EAFE Performance Triggered Index | Performance Triggered | — | 6.40% | — | 2.43% |
| 1 Year MSCI EAFE Performance Triggered Index | Performance Triggered | — | 6.40% | — | 2.43% |
| 1 Year MSCI EAFE® Enhanced Participation Rate | Point to Point | — | — | 52.00% | 2.43% |
| 1 Year MSCI EAFE® Enhanced Participation Rate | Point to Point | — | — | 52.00% | 2.43% |
| 1 Year MSCI EAFE® Enhanced Participation Rate | Point to Point | — | — | 55.00% | 2.43% |
| 1 Year MSCI EAFE® Enhanced Participation Rate | Point to Point | — | — | 55.00% | 2.43% |
| 1 Year MSCI EAFE® Participation Rate | Point to Point | — | — | 38.00% | 2.43% |
| 1 Year MSCI EAFE® Participation Rate | Point to Point | — | — | 38.00% | 2.43% |
| 1 Year MSCI EAFE® Participation Rate | Point to Point | — | — | 40.00% | 2.43% |
| 1 Year MSCI EAFE® Participation Rate | Point to Point | — | — | 40.00% | 2.43% |
| 1 Year MSCI EAFE® Point to Point with a Cap | Point to Point | — | 7.40% | — | 2.43% |
| 1 Year MSCI EAFE® Point to Point with a Cap | Point to Point | — | 7.40% | — | 2.43% |
| 1 Year MSCI EAFE® Point to Point with a Cap | Point to Point | — | 7.65% | — | 2.43% |
| 1 Year MSCI EAFE® Point to Point with a Cap | Point to Point | — | 7.65% | — | 2.43% |
| 1 Year S&P 500 Performance Triggered Index | Performance Triggered | — | 6.05% | — | 2.43% |
| 1 Year S&P 500 Performance Triggered Index | Performance Triggered | — | 6.05% | — | 2.43% |
| 1 Year S&P 500 Performance Triggered Index | Performance Triggered | — | 6.40% | — | 2.43% |
| 1 Year S&P 500 Performance Triggered Index | Performance Triggered | — | 6.40% | — | 2.43% |
| 1 Year S&P 500® Enhanced Participation Rate | Point to Point | — | — | 52.00% | 2.43% |
| 1 Year S&P 500® Enhanced Participation Rate | Point to Point | — | — | 52.00% | 2.43% |
| 1 Year S&P 500® Enhanced Participation Rate | Point to Point | — | — | 55.00% | 2.43% |
| 1 Year S&P 500® Enhanced Participation Rate | Point to Point | — | — | 55.00% | 2.43% |
| 1 Year S&P 500® Participation Rate | Point to Point | — | — | 38.00% | 2.43% |
| 1 Year S&P 500® Participation Rate | Point to Point | — | — | 38.00% | 2.43% |
| 1 Year S&P 500® Participation Rate | Point to Point | — | — | 40.00% | 2.43% |
| 1 Year S&P 500® Participation Rate | Point to Point | — | — | 40.00% | 2.43% |
| 1 Year S&P 500® Point to Point with a Cap | Point to Point | — | 7.40% | — | 2.43% |
| 1 Year S&P 500® Point to Point with a Cap | Point to Point | — | 7.40% | — | 2.43% |
| 1 Year S&P 500® Point to Point with a Cap | Point to Point | — | 7.65% | — | 2.43% |
| 1 Year S&P 500® Point to Point with a Cap | Point to Point | — | 7.65% | — | 2.43% |
Surrender Schedule
Yr 1
10%
Yr 2
10%
Yr 3
9.5%
Yr 4
8.5%
Yr 5
7.5%
Yr 6
6.5%
Yr 7
5.5%
Yr 8
4.5%
Yr 9
3.5%
Yr 10
2.5%
Product Specifications
- Minimum premium (non-qualified)
- $25,000
- Minimum premium (qualified)
- $25,000
- Maximum issue age
- 80
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 10%
- Market value adjustment
- true
- Return of premium
- false
- States available
- 43 states
Income Riders
Death Benefit (Interest Enhanced Death Benefit)
Roll-up: 2.00% + Interest Rate
Enhanced Lifetime Income BenefitGLWB
Roll-up: 7.00%
Withdrawal age: 59.0 Min
Interest Enhanced Death Benefit
Roll-up: 2.00% + Interest Rate
Interest Enhanced Death Benefit NJ,OH,OR,PA,UT,WA
Roll-up: 2.00% + Interest Rate up to 250.00% of the interest credited
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.