National Western Life
Nwl Impact 10
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
10 years
Top yield
1.89%
A.M. Best
A-
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| Option B: Fixed Interest Rate | Fixed | 3.00% | — | — | 1.89% |
| Option A: 1 Year Annual Point to Point with Monthly Average | Point to Point | — | — | 57.00% | 1.58% |
| Option U: Annual Reset Low Volatility Daily Risk Control | Point to Point | — | — | 109.00% | 1.58% |
Surrender Schedule
Yr 1
10%
Yr 2
10%
Yr 3
10%
Yr 4
10%
Yr 5
10%
Yr 6
9%
Yr 7
8%
Yr 8
6%
Yr 9
4%
Yr 10
2%
Product Specifications
- Minimum premium (non-qualified)
- $5,000
- Minimum premium (qualified)
- $2,000
- Maximum issue age
- 85
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 0%
- Market value adjustment
- false
- Return of premium
- false
- States available
- 35 states
Income Riders
Income Outlook
Withdrawal age: 60.0 Min
Income Outlook NHGMWB
Withdrawal age: 60.0 Min
Income Outlook Plus 5GMWB
Withdrawal age: 60.0 Min
Income Outlook Plus 5 NH
Withdrawal age: 60.0 Min
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.