Nassau Life and Annuity Company
Nassau Growth Annuity 10 Year
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
10 years
Top yield
2.56%
A.M. Best
B++
This carrier is rated below A− (our floor for recommending a product). We still publish its rates and specs, but it will not appear in our recommendations.
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1 Year Fixed Account | Fixed | 4.50% | — | — | 2.56% |
| 1 Year Fixed Account | Fixed | 4.50% | — | — | 2.56% |
| 1 Year Fixed Account | Fixed | 4.50% | — | — | 2.56% |
| 1 Year Fixed Account | Fixed | 4.50% | — | — | 2.56% |
| 1 Year Fixed Account | Fixed | 4.50% | — | — | 2.56% |
| 1 Year Fixed Account | Fixed | 4.50% | — | — | 2.56% |
| 1-year Nasdaq-100 - Enhanced Participation Rate with Strategy Fee | Point to Point | — | — | 47.00% | 2.52% |
| 1-year Nasdaq-100 - Participation Rate | Point to Point | — | — | 38.00% | 2.52% |
| 1-year S&P 500 - Cap Rate | Point to Point | — | 10.00% | — | 2.52% |
| 1-Year S&P 500 - Enhanced Participation Rate with Strategy Fee | Point to Point | — | — | 66.00% | 2.52% |
| 1-year S&P 500 - Participation Rate | Point to Point | — | — | 55.00% | 2.52% |
| 1-year Sunrise Smart Passage SG - Enhanced Participation Rate with Strategy | Point to Point | — | — | 122.00% | 2.52% |
| 1-year Sunrise Smart Passage SG - Participation Rate | Point to Point | — | — | 101.00% | 2.52% |
| 2-year Nasdaq-100 - Enhanced Participation Rate with Strategy Fee | Point to Point | — | — | 63.00% | 2.52% |
| 2-year Nasdaq-100 - Participation Rate | Point to Point | — | — | 51.00% | 2.52% |
| 2-year S&P 500 - Enhanced Participation Rate with Strategy Fee | Point to Point | — | — | 81.00% | 2.52% |
| 2-Year S&P 500 - Participation Rate | Point to Point | — | — | 66.00% | 2.52% |
| 2-year Sunrise Smart Passage SG - Enhanced Participation Rate with Strategy Fee | Point to Point | — | — | 212.00% | 2.52% |
| 2-year Sunrise Smart Passage SG - Participation Rate | Point to Point | — | — | 172.00% | 2.52% |
| 1-year Nasdaq-100 - Participation Rate | Point to Point | — | — | 38.00% | 2.52% |
| 1-year Nasdaq-100 - Participation Rate with Fee | Point to Point | — | — | 47.00% | 2.52% |
| 1-year S&P 500 - Cap | Point to Point | — | 10.00% | — | 2.52% |
| 1-year S&P 500 - Participation Rate | Point to Point | — | — | 55.00% | 2.52% |
| 1-Year S&P 500 - Participation Rate with Fee | Point to Point | — | — | 66.00% | 2.52% |
| 1-year Sunrise Smart Passage SG - Participation Rate | Point to Point | — | — | 101.00% | 2.52% |
| 1-year Sunrise Smart Passage SG - Participation Rate with Fee | Point to Point | — | — | 122.00% | 2.52% |
| 2-year Nasdaq-100 - Participation Rate | Point to Point | — | — | 51.00% | 2.52% |
| 2-year Nasdaq-100 - Participation Rate with Fee | Point to Point | — | — | 63.00% | 2.52% |
| 2-year S&P 500 - Participation Rate | Point to Point | — | — | 66.00% | 2.52% |
| 2-year S&P 500 Participatin Rate with Fee | Point to Point | — | — | 81.00% | 2.52% |
| 2-year Sunrise Smart Passage SG - Participation Rate | Point to Point | — | — | 172.00% | 2.52% |
| 2-year Sunrise Smart Passage SG - Participation Rate with Fee | Point to Point | — | — | 212.00% | 2.52% |
| 1-year Nasdaq-100 - Participation Rate | Point to Point | — | — | 38.00% | 2.52% |
| 1-year Nasdaq-100 - Participation Rate with Fee | Point to Point | — | — | 47.00% | 2.52% |
| 1-year S&P 500 Cap | Point to Point | — | 10.00% | — | 2.52% |
| 1-year S&P 500 Participation Rate | Point to Point | — | — | 55.00% | 2.52% |
| 1-year S&P 500 Participation Rate with Fee | Point to Point | — | — | 66.00% | 2.52% |
| 1-year Sunrise Smart Passage SG - Participation Rate | Point to Point | — | — | 101.00% | 2.52% |
| 1-year Sunrise Smart Passage SG - Participation Rate with Fee | Point to Point | — | — | 122.00% | 2.52% |
| 2-year Nasdaq-100 - Participation Rate | Point to Point | — | — | 51.00% | 2.52% |
Showing the 40 highest-yielding of 84 rate rows.
Surrender Schedule
Yr 1
8.6%
Yr 2
7.6%
Yr 3
6.6%
Yr 4
5.6%
Yr 5
4.6%
Yr 6
3.6%
Yr 7
2.5%
Yr 8
1.5%
Yr 9
0.4%
Product Specifications
- Minimum premium (non-qualified)
- $15,000
- Minimum premium (qualified)
- $15,000
- Maximum issue age
- 85
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 10%
- Market value adjustment
- true
- Return of premium
- true
- States available
- 1 states
Income Riders
NGA Amplified Income Plus
Roll-up: 3.00% + Interest x 1.50 multiplier
Withdrawal age: 50.0 Min
NGA Amplified Income Plus with RIO
Roll-up: 3.00% + Interest x 1.50 multiplier
Withdrawal age: 50.0 Min
NGA Amplified Income Rider
Roll-up: Interest Only with 1.50% bump up
Withdrawal age: 50.0 Min
NGA Amplified Income Rider with RIO
Roll-up: Interest Only with 1.50% bump up
Withdrawal age: 50.0 Min
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.