Mutual of Omaha
Ultra Advantagesm Fixed Index Annuity 4 Year
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
4 years
Top yield
1.34%
A.M. Best
A+
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1 Year Fixed | Fixed | 3.90% | — | — | 1.34% |
| 1-Year Bank of America U.S. Agility S&P 500 Annual Point to Point Uncapped Participation | Point to Point | — | — | 170.00% | 0.37% |
| 1-Year S&P 500 Annual Point to Point Cap with 100% Participation | Point to Point | — | 9.00% | — | 0.37% |
| 1-Year S&P 500 Annual Point to Point Performance Trigger | Performance Triggered | — | 7.50% | — | 0.37% |
| 1-Year S&P 500 Annual Point to Point Uncapped Participation | Point to Point | — | — | 55.00% | 0.37% |
| 1-Year S&P 500 Annual Point to Point Guaranteed Cap with 100% Participation | Point to Point | — | 7.50% | — | 0.00% |
Surrender Schedule
Yr 1
9%
Yr 2
9%
Yr 3
8%
Yr 4
7%
Product Specifications
- Minimum premium (non-qualified)
- $10,000
- Minimum premium (qualified)
- $10,000
- Maximum issue age
- 85
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 10%
- Market value adjustment
- true
- Return of premium
- false
- States available
- 49 states
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.