Ibexis
Wealthdefendertm 10
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
10 years
Top yield
0.90%
A.M. Best
A-
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1 Year Fixed Interest Strategy | Fixed | 4.60% | — | — | 0.90% |
| 1 Year Fixed Interest Strategy | Fixed | 4.60% | — | — | 0.90% |
| 1 Year Fixed Interest Strategy | Fixed | 4.40% | — | — | 0.88% |
| 1 Year Fixed Interest Strategy | Fixed | 4.40% | — | — | 0.88% |
| Barclays Tactical Growth Index - 1-Year Par Rate | Point to Point | — | — | 90.00% | 0.45% |
| Barclays Tactical Growth Index - 1-Year Par Rate | Point to Point | — | — | 96.00% | 0.45% |
| Barclays Tactical Growth Index - 2-Year Par Rate | Point to Point | — | — | 131.00% | 0.45% |
| Barclays Tactical Growth Index - 2-Year Par Rate | Point to Point | — | — | 140.00% | 0.45% |
| Nasdaq-100 Engle 10% Index - 1-Year Par Rate | Point to Point | — | — | 87.00% | 0.45% |
| Nasdaq-100 Engle 10% Index - 1-Year Par Rate | Point to Point | — | — | 93.00% | 0.45% |
| Nasdaq-100 Engle 10% Index - 2-Year Par Rate | Point to Point | — | — | 121.00% | 0.45% |
| Nasdaq-100 Engle 10% Index - 2-Year Par Rate | Point to Point | — | — | 130.00% | 0.45% |
| S&P 500 1-Year Cap Rate | Point to Point | — | 8.25% | — | 0.45% |
| S&P 500 1-Year Cap Rate | Point to Point | — | 9.25% | — | 0.45% |
| BlackRock® U.S. Equity Bitcoin Balanced Risk 12% Index - 1 YR Par Rate | Point to Point | — | — | 53.00% | — |
| BlackRock® U.S. Equity Bitcoin Balanced Risk 12% Index - 1 YR Par Rate | Point to Point | — | — | 57.00% | — |
| BlackRock® U.S. Equity Bitcoin Balanced Risk 12% Index - 2 YR Par Rate | Point to Point | — | — | 78.00% | — |
| BlackRock® U.S. Equity Bitcoin Balanced Risk 12% Index - 2 YR Par Rate | Point to Point | — | — | 84.00% | — |
| S&P 500® Engle 16% VT TCA Index - 1 YR Par Rate | Point to Point | — | — | 53.00% | — |
| S&P 500® Engle 16% VT TCA Index - 1 YR Par Rate | Point to Point | — | — | 57.00% | — |
| S&P 500® Engle 16% VT TCA Index - 2 YR Par Rate | Point to Point | — | — | 79.00% | — |
| S&P 500® Engle 16% VT TCA Index - 2 YR Par Rate | Point to Point | — | — | 85.00% | — |
| Barclays Tactical Growth Index - 1-Year Par Rate | Point to Point | — | — | 90.00% | — |
| Barclays Tactical Growth Index - 1-Year Par Rate | Point to Point | — | — | 96.00% | — |
| Barclays Tactical Growth Index - 2-Year Par Rate | Point to Point | — | — | 131.00% | — |
| Barclays Tactical Growth Index - 2-Year Par Rate | Point to Point | — | — | 140.00% | — |
| BlackRock® U.S. Equity Bitcoin Balanced Risk 12% Index - 1 YR Par Rate | Point to Point | — | — | 53.00% | — |
| BlackRock® U.S. Equity Bitcoin Balanced Risk 12% Index - 1 YR Par Rate | Point to Point | — | — | 57.00% | — |
| BlackRock® U.S. Equity Bitcoin Balanced Risk 12% Index - 2 YR Par Rate | Point to Point | — | — | 78.00% | — |
| BlackRock® U.S. Equity Bitcoin Balanced Risk 12% Index - 2 YR Par Rate | Point to Point | — | — | 84.00% | — |
| Nasdaq-100 Engle 10% Index - 1-Year Par Rate | Point to Point | — | — | 87.00% | — |
| Nasdaq-100 Engle 10% Index - 1-Year Par Rate | Point to Point | — | — | 93.00% | — |
| Nasdaq-100 Engle 10% Index - 2-Year Par Rate | Point to Point | — | — | 121.00% | — |
| Nasdaq-100 Engle 10% Index - 2-Year Par Rate | Point to Point | — | — | 130.00% | — |
| S&P 500 1-Year Cap Rate | Point to Point | — | 8.25% | — | — |
| S&P 500 1-Year Cap Rate | Point to Point | — | 9.25% | — | — |
| S&P 500® Engle 16% VT TCA Index - 1 YR Par Rate | Point to Point | — | — | 53.00% | — |
| S&P 500® Engle 16% VT TCA Index - 1 YR Par Rate | Point to Point | — | — | 57.00% | — |
| S&P 500® Engle 16% VT TCA Index - 2 YR Par Rate | Point to Point | — | — | 79.00% | — |
| S&P 500® Engle 16% VT TCA Index - 2 YR Par Rate | Point to Point | — | — | 85.00% | — |
Surrender Schedule
Yr 1
8.1%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
Yr 8
2%
Yr 9
1%
Yr 10
0%
Product Specifications
- Minimum premium (non-qualified)
- $25,000
- Minimum premium (qualified)
- $25,000
- Maximum issue age
- 82
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 0%
- Market value adjustment
- false
- Return of premium
- false
- States available
- 1 states
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.