Ibexis
Myga Plustm 3 Year
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
3 years
Top yield
5.13%
A.M. Best
A-
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| MYGA Account | Fixed | 5.40% | — | — | 5.13% |
| 3 Year Fixed MYGA Option (Simple Interest) | Fixed | 5.40% | — | — | 5.13% |
| MYGA Fixed Option (Simple Interest) | Fixed | 5.30% | — | — | 5.04% |
| MYGA Account | Fixed | 5.10% | — | — | 4.86% |
| 3 Year Fixed MYGA Option (Simple Interest) | Fixed | 5.10% | — | — | 4.86% |
| MYGA Fixed Option (Simple Interest) | Fixed | 5.00% | — | — | 4.77% |
| 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest) | Performance Triggered | — | 7.10% | — | 0.03% |
| 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest) | Performance Triggered | — | 7.50% | — | 0.03% |
| 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest) | Performance Triggered | — | 7.00% | — | 0.03% |
| 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest) | Performance Triggered | — | 7.40% | — | 0.03% |
Surrender Schedule
Yr 1
7.75%
Yr 2
7.5%
Yr 3
7.25%
Product Specifications
- Minimum premium (non-qualified)
- $10,000
- Minimum premium (qualified)
- $10,000
- Maximum issue age
- 85
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 0%
- Market value adjustment
- true
- Return of premium
- false
- States available
- 45 states
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.