Ibexis
Fia Plustm With Premium Bonus 5 Year
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
5 years
Top yield
2.87%
A.M. Best
A-
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| Annual Declared Rate | Fixed | 3.15% | — | — | 2.87% |
| Annual Declared Rate | Fixed | 3.15% | — | — | 2.87% |
| Annual Declared Rate | Fixed | 2.95% | — | — | 2.84% |
| Fixed Account | Fixed | 2.95% | — | — | 2.84% |
| Annual Declared Rate | Fixed | 2.95% | — | — | 2.84% |
| Fixed Account | Fixed | 2.95% | — | — | 2.84% |
| Fixed Account | Fixed | 2.75% | — | — | 2.80% |
| Fixed Account | Fixed | 2.75% | — | — | 2.80% |
| Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor | Point to Point | — | — | 143.00% | 2.24% |
| Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor | Point to Point | — | — | 150.00% | 2.24% |
| Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor | Point to Point | — | — | 161.00% | 2.24% |
| Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor | Point to Point | — | — | 168.00% | 2.24% |
| Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor | Point to Point | — | — | 83.00% | 2.24% |
| Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor | Point to Point | — | — | 90.00% | 2.24% |
| Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor | Point to Point | — | — | 108.00% | 2.24% |
| Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor | Point to Point | — | — | 115.00% | 2.24% |
| Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor | Point to Point | — | — | 57.00% | 2.24% |
| Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor | Point to Point | — | — | 64.00% | 2.24% |
| HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor | Point to Point | — | — | 151.00% | 2.24% |
| HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor | Point to Point | — | — | 158.00% | 2.24% |
| HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor | Point to Point | — | — | 159.00% | 2.24% |
| HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor | Point to Point | — | — | 166.00% | 2.24% |
| HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor | Point to Point | — | — | 106.00% | 2.24% |
| HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor | Point to Point | — | — | 113.00% | 2.24% |
| HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor | Point to Point | — | — | 126.00% | 2.24% |
| HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor | Point to Point | — | — | 133.00% | 2.24% |
| HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor | Point to Point | — | — | 78.00% | 2.24% |
| HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor | Point to Point | — | — | 85.00% | 2.24% |
| S&P 500 Annual PTP Cap with -10% Floor | Point to Point | — | 9.75% | — | 2.24% |
| S&P 500 Annual PTP Cap with -10% Floor | Point to Point | — | 10.75% | — | 2.24% |
| S&P 500 Annual PTP Cap with -15% Floor | Point to Point | — | 12.25% | — | 2.24% |
| S&P 500 Annual PTP Cap with -15% Floor | Point to Point | — | 13.25% | — | 2.24% |
| S&P 500 Annual PTP Cap with -2.5% Floor | Point to Point | — | 6.00% | — | 2.24% |
| S&P 500 Annual PTP Cap with -2.5% Floor | Point to Point | — | 7.00% | — | 2.24% |
| S&P 500 Annual PTP Cap with -5% Floor | Point to Point | — | 7.25% | — | 2.24% |
| S&P 500 Annual PTP Cap with -5% Floor | Point to Point | — | 8.25% | — | 2.24% |
| S&P 500 Annual PTP Cap with 0% Floor | Point to Point | — | 4.75% | — | 2.24% |
| S&P 500 Annual PTP Cap with 0% Floor | Point to Point | — | 5.75% | — | 2.24% |
| BlackRock® U.S. Equity Bitcoin Balanced Risk 12% Annual PTP Par Rate with 0% Floor | Point to Point | — | — | 31.00% | — |
| BlackRock® U.S. Equity Bitcoin Balanced Risk 12% Annual PTP Par Rate with 0% Floor | Point to Point | — | — | 35.00% | — |
Showing the 40 highest-yielding of 108 rate rows.
Surrender Schedule
Yr 1
8.3%
Yr 2
8.2%
Yr 3
7.25%
Yr 4
6.25%
Yr 5
5%
Product Specifications
- Minimum premium (non-qualified)
- $25,000
- Minimum premium (qualified)
- $25,000
- Maximum issue age
- 85
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 0%
- Market value adjustment
- false
- Return of premium
- false
- States available
- 1 states
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.