Ibexis
Fia Plustm 5 Year
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
5 years
Top yield
5.31%
A.M. Best
A-
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 5 Year Fixed MYGA Option (Simple Interest) | Fixed | 5.90% | — | — | 5.31% |
| MYGA Fixed Option (Simple Interest) | Fixed | 5.80% | — | — | 5.22% |
| 5 Year Fixed MYGA Option (Simple Interest) | Fixed | 5.60% | — | — | 5.06% |
| MYGA Fixed Option (Simple Interest) | Fixed | 5.50% | — | — | 4.98% |
| Annual Declared Rate | Fixed | 4.60% | — | — | 1.31% |
| Annual Declared Rate | Fixed | 4.60% | — | — | 1.31% |
| 1 Year Fixed Rate Account | Fixed | 4.40% | — | — | 1.27% |
| Annual Declared Rate | Fixed | 4.40% | — | — | 1.27% |
| 1 Year Fixed Rate Account | Fixed | 4.40% | — | — | 1.27% |
| Annual Declared Rate | Fixed | 4.40% | — | — | 1.27% |
| 1 Year Fixed Rate Account | Fixed | 4.20% | — | — | 1.23% |
| 1 Year Fixed Rate Account | Fixed | 4.20% | — | — | 1.23% |
| Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor | Point to Point | — | — | 175.00% | 0.40% |
| Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor | Point to Point | — | — | 182.00% | 0.40% |
| Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor | Point to Point | — | — | 193.00% | 0.40% |
| Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor | Point to Point | — | — | 200.00% | 0.40% |
| Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor | Point to Point | — | — | 119.00% | 0.40% |
| Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor | Point to Point | — | — | 126.00% | 0.40% |
| Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor | Point to Point | — | — | 144.00% | 0.40% |
| Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor | Point to Point | — | — | 151.00% | 0.40% |
| Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor | Point to Point | — | — | 99.00% | 0.40% |
| Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor | Point to Point | — | — | 106.00% | 0.40% |
| HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor | Point to Point | — | — | 189.00% | 0.40% |
| HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor | Point to Point | — | — | 196.00% | 0.40% |
| HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor | Point to Point | — | — | 196.00% | 0.40% |
| HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor | Point to Point | — | — | 203.00% | 0.40% |
| HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor | Point to Point | — | — | 143.00% | 0.40% |
| HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor | Point to Point | — | — | 150.00% | 0.40% |
| HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor | Point to Point | — | — | 164.00% | 0.40% |
| HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor | Point to Point | — | — | 171.00% | 0.40% |
| HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor | Point to Point | — | — | 115.00% | 0.40% |
| HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor | Point to Point | — | — | 122.00% | 0.40% |
| S&P 500 Annual PTP Cap with -10% Floor | Point to Point | — | 15.25% | — | 0.40% |
| S&P 500 Annual PTP Cap with -10% Floor | Point to Point | — | 16.25% | — | 0.40% |
| S&P 500 Annual PTP Cap with -15% Floor | Point to Point | — | 19.00% | — | 0.40% |
| S&P 500 Annual PTP Cap with -15% Floor | Point to Point | — | 20.00% | — | 0.40% |
| S&P 500 Annual PTP Cap with -2.5% Floor | Point to Point | — | 9.75% | — | 0.40% |
| S&P 500 Annual PTP Cap with -2.5% Floor | Point to Point | — | 10.75% | — | 0.40% |
| S&P 500 Annual PTP Cap with -5% Floor | Point to Point | — | 11.50% | — | 0.40% |
| S&P 500 Annual PTP Cap with -5% Floor | Point to Point | — | 12.50% | — | 0.40% |
Showing the 40 highest-yielding of 116 rate rows.
Surrender Schedule
Yr 1
8.3%
Yr 2
5.2%
Yr 3
7.25%
Yr 4
6.25%
Yr 5
5%
Product Specifications
- Minimum premium (non-qualified)
- $25,000
- Minimum premium (qualified)
- $25,000
- Maximum issue age
- 85
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 0%
- Market value adjustment
- false
- Return of premium
- false
- States available
- 1 states
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.