GBU Life
Future Flex Preferred 5
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
Fixed
Surrender
5 years
Top yield
2.92%
A.M. Best
A-
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| Fixed Annuity Account | Fixed | 5.05% | — | — | 2.92% |
| Fixed Annuity Account | Fixed | 4.80% | — | — | 2.88% |
| Fixed Annuity Account | Fixed | 2.55% | — | — | 2.43% |
Surrender Schedule
Yr 1
6%
Yr 2
5%
Yr 3
5%
Yr 4
4%
Yr 5
3%
Product Specifications
- Minimum premium (non-qualified)
- $1,000
- Minimum premium (qualified)
- $1,000
- Maximum issue age
- 95
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 10%
- Market value adjustment
- false
- Return of premium
- false
- States available
- 48 states
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.