Americo
Elite 5 Indexed Annuity
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
5 years
Top yield
1.06%
A.M. Best
A
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1 Year Fixed Account | Fixed | 4.35% | — | — | 1.06% |
| 1-Year Dow Jones US Real Estate Pt-to-Pt with PR | Point to Point | — | — | 58.00% | 0.20% |
| 1-Year NASDAQ Biotechnology Pt-to-Pt with PR | Point to Point | — | — | 38.00% | 0.20% |
| 1-Year S&P 500 Pt-to-Pt with PR | Point to Point | — | — | 48.00% | 0.20% |
| 1-Year S&P Health Care Select Sector Pt-to-Pt with PR | Point to Point | — | — | 51.00% | 0.20% |
| 1-Year S&P Technology Select Sector Pt-to-Pt with PR | Point to Point | — | — | 34.00% | 0.20% |
| 5-Year Dow Jones US Real Estate Pt-to-Pt with Final Average with PR | Point to Point | — | — | 149.00% | 0.20% |
| 5-Year NASDAQ Biotechnology Pt-to-Pt with Final Average with PR | Point to Point | — | — | 78.00% | 0.20% |
| 5-Year S&P 500 Pt-to-Pt with Final Average with PR | Point to Point | — | — | 98.00% | 0.20% |
| 5-Year S&P Health Care Select Sector Pt-to-Pt with Final Average with PR | Point to Point | — | — | 121.00% | 0.20% |
| 5-Year S&P Technology Select Sector Pt-to-Pt with Final Average with PR | Point to Point | — | — | 73.00% | 0.20% |
Surrender Schedule
Yr 1
8%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Product Specifications
- Minimum premium (non-qualified)
- $10,000
- Minimum premium (qualified)
- $10,000
- Maximum issue age
- 90
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- Interest Only
- Market value adjustment
- false
- Return of premium
- false
- States available
- 48 states
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.