American General Life Insurance Company
Power Select Plus Income With Lifetime Income Plus Flex Glwb
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
10 years
Top yield
1.08%
A.M. Best
A
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1-Year Fixed Interest Account | Fixed | 1.80% | — | — | 1.08% |
| 1-Year Fixed Interest Account | Fixed | 1.55% | — | — | 1.05% |
| 1 Year AB All Market Index Point to Point Participation Rate with Spread | Point to Point | — | — | 100.00% | 0.90% |
| 1 Year AB All Market Index Point to Point Participation Rate with Spread | Point to Point | — | — | 120.00% | 0.90% |
| 1 Year S&P 500 Annual Point to Point Performance Triggered | Performance Triggered | — | 2.00% | — | 0.90% |
| 1 Year S&P 500 Annual Point to Point Performance Triggered | Performance Triggered | — | 2.25% | — | 0.90% |
| 1-Year Dimensional US Foundation Point to Point Participation with Spread | Point to Point | — | — | 100.00% | 0.90% |
| 1-Year Dimensional US Foundation Point to Point Participation with Spread | Point to Point | — | — | 120.00% | 0.90% |
| 1-Year ML Strategic Balanced Index with Participation Rate | Point to Point | — | — | 45.00% | 0.90% |
| 1-Year ML Strategic Balanced Index with Participation Rate | Point to Point | — | — | 70.00% | 0.90% |
| 1-Year PIMCO Global Optima Index with Participation Rate | Point to Point | — | — | 32.00% | 0.90% |
| 1-Year PIMCO Global Optima Index with Participation Rate | Point to Point | — | — | 40.00% | 0.90% |
| 1-Year Russel 2000 Annual Point to Point with PR | Point to Point | — | — | 11.00% | 0.90% |
| 1-Year Russel 2000 Annual Point to Point with PR | Point to Point | — | — | 16.00% | 0.90% |
| 1-Year S&P 500 Annual Point-to-Point Index Interest Account | Point to Point | — | 2.75% | — | 0.90% |
| 1-Year S&P 500 Annual Point-to-Point Index Interest Account | Point to Point | — | 3.50% | — | 0.90% |
| 2 Year AB All Market Index Point to Point Participation Rate with Spread | Point to Point | — | — | 120.00% | 0.90% |
| 2 Year AB All Market Index Point to Point Participation Rate with Spread | Point to Point | — | — | 140.00% | 0.90% |
| 2-Year Dimensional US Foundation Point to Point Participation with Spread | Point to Point | — | — | 120.00% | 0.90% |
| 2-Year Dimensional US Foundation Point to Point Participation with Spread | Point to Point | — | — | 140.00% | 0.90% |
| 2-Year MLStrategic Balanced Index with Spread | Point to Point | — | — | — | 0.90% |
| 2-Year MLStrategic Balanced Index with Spread | Point to Point | — | — | — | 0.90% |
| 2-Year PIMCO Global Optima Index Participation | Point to Point | — | — | 29.00% | 0.90% |
| 2-Year PIMCO Global Optima Index Participation | Point to Point | — | — | 44.00% | 0.90% |
| 2-Year S&P 500 Annual Point-to-Point with Participation Rate | Point to Point | — | — | 13.00% | 0.90% |
| 2-Year S&P 500 Annual Point-to-Point with Participation Rate | Point to Point | — | — | 17.00% | 0.90% |
| 1-Year Invesco New Economy Annual Point-to-Point Participation | Point to Point | — | — | 30.00% | — |
| 1-Year Invesco New Economy Annual Point-to-Point Participation | Point to Point | — | — | 35.00% | — |
Surrender Schedule
Yr 1
9%
Yr 2
9%
Yr 3
8%
Yr 4
7%
Yr 5
6%
Yr 6
5%
Yr 7
4%
Yr 8
3%
Yr 9
2%
Yr 10
1%
Product Specifications
- Minimum premium (non-qualified)
- $25,000
- Minimum premium (qualified)
- $25,000
- Maximum issue age
- 78
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 10%
- Market value adjustment
- true
- Return of premium
- false
- States available
- 50 states
Income Riders
Power Select Plus Income®: Lifetime Income Plus FlexGLWB(built in)
Roll-up: 9.00%
Withdrawal age: 95 Max
Power Select Plus Income®: Lifetime Income Plus Multiplier FlexGLWB(built in)
Roll-up: Interest Only with 2.00% bump up
Withdrawal age: 95 Max
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.