American General Life Insurance Company
Power Select Builder
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
10 years
Top yield
1.27%
A.M. Best
A
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1-Year Fixed Interest Account | Fixed | 3.75% | — | — | 1.27% |
| 1-Year Fixed Interest Account | Fixed | 3.50% | — | — | 1.25% |
| 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1 | Point to Point | — | — | 190.00% | 0.90% |
| 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1 | Point to Point | — | — | 205.00% | 0.90% |
| 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2 | Point to Point | — | — | 235.00% | 0.90% |
| 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2 | Point to Point | — | — | 250.00% | 0.90% |
| 1 Year AB All Market Index Point to Point Participation Rate | Point to Point | — | — | 150.00% | 0.90% |
| 1 Year AB All Market Index Point to Point Participation Rate | Point to Point | — | — | 165.00% | 0.90% |
| 1 Year Russell 2000 Annual Point to Point | Point to Point | — | — | 30.00% | 0.90% |
| 1 Year Russell 2000 Annual Point to Point | Point to Point | — | — | 35.00% | 0.90% |
| 1 Year S&P 500 Annual Point to Point Performance Triggered | Performance Triggered | — | 5.60% | — | 0.90% |
| 1 Year S&P 500 Annual Point to Point Performance Triggered | Performance Triggered | — | 6.60% | — | 0.90% |
| 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1 | Point to Point | — | — | 190.00% | 0.90% |
| 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1 | Point to Point | — | — | 205.00% | 0.90% |
| 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2 | Point to Point | — | — | 235.00% | 0.90% |
| 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2 | Point to Point | — | — | 250.00% | 0.90% |
| 1-Year Dimensional US Foundations Point-to-Point Participation Rate | Point to Point | — | — | 150.00% | 0.90% |
| 1-Year Dimensional US Foundations Point-to-Point Participation Rate | Point to Point | — | — | 165.00% | 0.90% |
| 1-Year ML Strategic Balanced Index with Participation Rate | Point to Point | — | — | 85.00% | 0.90% |
| 1-Year ML Strategic Balanced Index with Participation Rate | Point to Point | — | — | 110.00% | 0.90% |
| 1-Year PIMCO Global Optima Index with Participation Rate | Point to Point | — | — | 60.00% | 0.90% |
| 1-Year PIMCO Global Optima Index with Participation Rate | Point to Point | — | — | 70.00% | 0.90% |
| 1-Year S&P 500 Annual Point-to-Point Index Interest Account | Point to Point | — | 8.60% | — | 0.90% |
| 1-Year S&P 500 Annual Point-to-Point Index Interest Account | Point to Point | — | 9.60% | — | 0.90% |
| 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1 | Point to Point | — | — | 270.00% | 0.90% |
| 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1 | Point to Point | — | — | 290.00% | 0.90% |
| 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2 | Point to Point | — | — | 320.00% | 0.90% |
| 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2 | Point to Point | — | — | 320.00% | 0.90% |
| 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2 | Point to Point | — | — | 340.00% | 0.90% |
| 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2 | Point to Point | — | — | 340.00% | 0.90% |
| 2 Year AB All Market Index Point to Point Participation Rate | Point to Point | — | — | 220.00% | 0.90% |
| 2 Year AB All Market Index Point to Point Participation Rate | Point to Point | — | — | 240.00% | 0.90% |
| 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1 | Point to Point | — | — | 270.00% | 0.90% |
| 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1 | Point to Point | — | — | 290.00% | 0.90% |
| 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2 | Point to Point | — | — | 320.00% | 0.90% |
| 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2 | Point to Point | — | — | 340.00% | 0.90% |
| 2-Year Dimensional US Foundations Point-to-Point Participation Rate | Point to Point | — | — | 220.00% | 0.90% |
| 2-Year Dimensional US Foundations Point-to-Point Participation Rate | Point to Point | — | — | 240.00% | 0.90% |
| 2-Year MLStrategic Balanced Index with Spread | Point to Point | — | — | — | 0.90% |
| 2-Year MLStrategic Balanced Index with Spread | Point to Point | — | — | — | 0.90% |
Showing the 40 highest-yielding of 48 rate rows.
Surrender Schedule
Yr 1
9%
Yr 2
9%
Yr 3
8%
Yr 4
7%
Yr 5
6%
Yr 6
5%
Yr 7
4%
Yr 8
3%
Yr 9
2%
Yr 10
1%
Product Specifications
- Minimum premium (non-qualified)
- $25,000
- Minimum premium (qualified)
- $25,000
- Maximum issue age
- 78
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 10%
- Market value adjustment
- true
- Return of premium
- false
- States available
- 49 states
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.