American General Life Insurance Company
Power Select Aicosm
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
5 years
Top yield
1.20%
A.M. Best
A
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1-Year Fixed Rate | Fixed | 2.00% | — | — | 1.20% |
| 1-Year Fixed Rate | Fixed | 1.75% | — | — | 1.15% |
| 1-Year Dimensional US Foundations Annual Point to Point Participation | Point to Point | — | — | 135.00% | 0.80% |
| 1-Year Dimensional US Foundations Annual Point to Point Participation | Point to Point | — | — | 150.00% | 0.80% |
| 1-Year ML Strategic Balanced Annual Point to Point Participation | Point to Point | — | — | 55.00% | 0.80% |
| 1-Year ML Strategic Balanced Annual Point to Point Participation | Point to Point | — | — | 80.00% | 0.80% |
| 1-Year Nasdaq 100 Annual Point to Point Cap | Point to Point | — | 7.50% | — | 0.80% |
| 1-Year Nasdaq 100 Annual Point to Point Cap | Point to Point | — | 8.50% | — | 0.80% |
| 1-Year PIMCO Global Optima Annual Point to Point Participation | Point to Point | — | — | 45.00% | 0.80% |
| 1-Year PIMCO Global Optima Annual Point to Point Participation | Point to Point | — | — | 55.00% | 0.80% |
| 1-Year S&P 500 Annual Point to Point Cap | Point to Point | — | 7.60% | — | 0.80% |
| 1-Year S&P 500 Annual Point to Point Cap | Point to Point | — | 8.60% | — | 0.80% |
| 1-Year S&P 500 Annual Point to Point Participation | Point to Point | — | — | 36.00% | 0.80% |
| 1-Year S&P 500 Annual Point to Point Participation | Point to Point | — | — | 42.00% | 0.80% |
| 1-Year Invesco New Economy Annual Point-to-Point Participation | Point to Point | — | — | 28.00% | — |
| 1-Year Invesco New Economy Annual Point-to-Point Participation | Point to Point | — | — | 33.00% | — |
Surrender Schedule
Yr 1
8%
Yr 2
7%
Yr 3
6%
Yr 4
5%
Yr 5
4%
Product Specifications
- Minimum premium (non-qualified)
- $25,000
- Minimum premium (qualified)
- $25,000
- Maximum issue age
- 85
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 10%
- Market value adjustment
- true
- Return of premium
- true
- States available
- 51 states
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.