Prosperity S.USA Life
Prosperity PathWay MAX 14
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates. We don't hold this carrier's brochure for this product yet, so the specifications below are limited to what the rate filing carries.
Type
FIA
Surrender
14 years
Top yield
1.64%
A.M. Best
A-
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1 Year Fixed Account | Fixed | 2.15% | — | — | 1.64% |
| 1 Year Fixed Account | Fixed | 2.15% | — | — | 1.64% |
| 1 Year Fixed Account | Fixed | 2.15% | — | — | 1.64% |
| 1 Year Fixed Account | Fixed | 1.95% | — | — | 1.62% |
| 1-Year Point-to-Point Indexed Account with a Cap Rate/S&P 500 Index | Point to Point | — | 3.00% | — | — |
| 1-Year Point-to-Point Indexed Account with a Cap Rate/S&P 500 Index | Point to Point | — | 4.50% | — | — |
| 1-Year Point-to-Point Indexed Account with a Cap Rate/S&P 500 Index | Point to Point | — | 4.50% | — | — |
| 1-Year Point-to-Point Indexed Account with a Cap Rate/S&P 500 Index | Point to Point | — | 4.50% | — | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/Barclays 3Al Tilt VC10 Index | Point to Point | — | — | 50.00% | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/Barclays 3Al Tilt VC10 Index | Point to Point | — | — | 50.00% | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/Barclays 3Al Tilt VC10 Index | Point to Point | — | — | 50.00% | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/Barclays 3Al Tilt VC10 Index | Point to Point | — | — | 45.00% | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/Barclays Tech+ Index | Point to Point | — | — | 45.00% | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/Barclays Tech+ Index | Point to Point | — | — | 50.00% | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/Barclays Tech+ Index | Point to Point | — | — | 50.00% | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/Barclays Tech+ Index | Point to Point | — | — | 50.00% | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/BNP Paribas CMV Commodity 5% VC ER I | Point to Point | — | — | 90.00% | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/BNP Paribas CMV Commodity 5% VC ER I | Point to Point | — | — | 90.00% | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/BNP Paribas CMV Commodity 5% VC ER I | Point to Point | — | — | 90.00% | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/BNP Paribas CMV Commodity 5% VC ER I | Point to Point | — | — | 85.00% | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/BofA US Strength Fast Convergence In | Point to Point | — | — | 40.00% | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/NYSE Market Pillars Index | Point to Point | — | — | 50.00% | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/NYSE Market Pillars Index | Point to Point | — | — | 55.00% | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/NYSE Market Pillars Index | Point to Point | — | — | 55.00% | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/NYSE Market Pillars Index | Point to Point | — | — | 55.00% | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/S&P 500 Dynamic Intraday TCA Index | Point to Point | — | — | 35.00% | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/S&P 500 Dynamic Intraday TCA Index | Point to Point | — | — | 35.00% | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/S&P 500 Dynamic Intraday TCA Index | Point to Point | — | — | 30.00% | — |
| 1-Year Point-to-Point Indexed Account with a Participation Rate/S&P 500 Dynamic Intraday TCA Index | Point to Point | — | — | 35.00% | — |
Surrender Schedule
Yr 1
14.75%
Yr 2
13.75%
Yr 3
12.75%
Yr 4
11.75%
Yr 5
10.75%
Yr 6
10%
Yr 7
9%
Yr 8
8%
Yr 9
7%
Yr 10
6%
Yr 11
4.5%
Yr 12
4%
Yr 13
3%
Yr 14
2%
Product Specifications
- Minimum premium (non-qualified)
- $20,000
- Minimum premium (qualified)
- $20,000
- Maximum issue age
- 80
- Free withdrawal
- 10%
- Market value adjustment
- Yes
- Return of premium
- No
- States available
- 45 states
Income Riders
PathWay MAX Withdrawal Benefit Payment: Option 1GLWB(built in)
Roll-up: 4.00%
Withdrawal age: 50.0 Min
PathWay MAX Withdrawal Benefit Payment: Option 2GLWB(built in)
Roll-up: 10.00%
Withdrawal age: 50.0 Min
PathWay MAX Withdrawal Benefit Payment: Option 3GLWB(built in)
Roll-up: 6.50%
Withdrawal age: 50.0 Min
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy. Annuities are issued by insurance companies and are not guaranteed by any bank or the FDIC. See our legal & disclosures.