GCU
Aquila X Fixed Indexed Annuity
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
10 years
Top yield
2.90%
A.M. Best
A-
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| Fixed Rate | Fixed | 4.25% | — | — | 2.90% |
| 1-Year Barclays US Tech 12% Index Index Point-to-Point with Participation | Point to Point | — | — | 70.00% | 2.47% |
| 1-Year Barclays US Tech 12% Index Index Point-to-Point with Participation Elevate Plus | Point to Point | — | — | 55.00% | 2.47% |
| 1-Year Barclays Zorya 5% Index Point-to-Point with Participation | Point to Point | — | — | 140.00% | 2.47% |
| 1-Year Barclays Zorya 5% Index Point-to-Point with Participation Elevate Plus | Point to Point | — | — | 110.00% | 2.47% |
| 2-Year Barclays US Tech 12% Index Index Point-to-Point with Participation | Point to Point | — | — | 105.00% | 2.47% |
| 2-Year Barclays US Tech 12% Index Index Point-to-Point with Participation Elevate Plus | Point to Point | — | — | 65.00% | 2.47% |
| 2-Year Barclays Zorya 5% Index Point-to-Point with Participation | Point to Point | — | — | 190.00% | 2.47% |
| 2-Year Barclays Zorya 5% Index Point-to-Point with Participation Elevate Plus | Point to Point | — | — | 130.00% | 2.47% |
| 1-Year Barclays US Tech 12% Index Index Point-to-Point with Participation Elevate Plus with GMIR | Point to Point | — | — | 45.00% | — |
| 1-Year Barclays US Tech 12% Index Index Point-to-Point with Participation with GMIR | Point to Point | — | — | 60.00% | — |
| 1-Year Barclays Zorya 5% Index Point-to-Point with Participation Elevate Plus with GMIR | Point to Point | — | — | 90.00% | — |
| 1-Year Barclays Zorya 5% Index Point-to-Point with Participation with GMIR | Point to Point | — | — | 110.00% | — |
| 1-Year S&P 500 Dynamic Intraday TCA Point-to-Point with Participation | Point to Point | — | — | 60.00% | — |
| 1-Year S&P 500 Dynamic Intraday TCA Point-to-Point with Participation Elevate Plus | Point to Point | — | — | 50.00% | — |
| 1-Year S&P 500 Dynamic Intraday TCA Point-to-Point with Participation Elevate Plus with GMIR | Point to Point | — | — | 30.00% | — |
| 1-Year S&P 500 Dynamic Intraday TCA Point-to-Point with Participation with GMIR | Point to Point | — | — | 40.00% | — |
| 2-Year Barclays US Tech 12% Index Index Point-to-Point with Participation Elevate Plus with GMIR | Point to Point | — | — | 60.00% | — |
| 2-Year Barclays US Tech 12% Index Index Point-to-Point with Participation with GMIR | Point to Point | — | — | 85.00% | — |
| 2-Year Barclays Zorya 5% Index Point-to-Point with Participation Elevate Plus with GMIR | Point to Point | — | — | 115.00% | — |
| 2-Year Barclays Zorya 5% Index Point-to-Point with Participation with GMIR | Point to Point | — | — | 150.00% | — |
| 2-Year S&P 500 Dynamic Intraday TCA Point-to-Point with Elevate Plus Participation | Point to Point | — | — | 70.00% | — |
| 2-Year S&P 500 Dynamic Intraday TCA Point-to-Point with Elevate Plus Participation with GMIR | Point to Point | — | — | 40.00% | — |
| 2-Year S&P 500 Dynamic Intraday TCA Point-to-Point with Participation | Point to Point | — | — | 85.00% | — |
| 2-Year S&P 500 Dynamic Intraday TCA Point-to-Point with Participation with GMIR | Point to Point | — | — | 55.00% | — |
Surrender Schedule
Yr 1
9%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
Yr 8
2%
Yr 9
1%
Product Specifications
- Minimum premium (non-qualified)
- $10,000
- Minimum premium (qualified)
- $10,000
- Maximum issue age
- 90
- Free withdrawal
- 10%
- Market value adjustment
- No
- Return of premium
- No
- States available
- 28 states
Income Riders
Income Elevate
Roll-up: Interest Only
Income Elevate PLUS
Roll-up: Interest Only
Income Elite
Roll-up: Interest Only with 2.00% bump up
Income Pro
Roll-up: Interest Only with 2.00% bump up
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy. Annuities are issued by insurance companies and are not guaranteed by any bank or the FDIC. See our legal & disclosures.