Annuity Atlas

GCU

Aquila V Fixed Indexed Annuity

Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
5 years
Top yield
3.05%
A.M. Best
A-

Current Rates

Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.

StrategyMethodRateCapParYield to surrender
Fixed RateFixed4.25%3.05%
1-Year Barclays US Tech 12% Index Index Point-to-Point with ParticipationPoint to Point65.00%2.19%
1-Year Barclays Zorya 5% Index Point-to-Point with ParticipationPoint to Point130.00%2.19%
1-Year Barclays US Tech 12% Index Index Point-to-Point with Participation with GMIRPoint to Point50.00%
1-Year Barclays Zorya 5% Index Point-to-Point with Participation with GMIRPoint to Point105.00%
1-Year S&P 500 Dynamic Intraday TCA Point-to-Point with ParticipationPoint to Point55.00%
1-Year S&P 500 Dynamic Intraday TCA Point-to-Point with Participation with GMIRPoint to Point35.00%

Surrender Schedule

Yr 1
9%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%

Product Specifications

Minimum premium (non-qualified)
$10,000
Minimum premium (qualified)
$10,000
Maximum issue age
90
Free withdrawal
10%
Market value adjustment
No
Return of premium
No
States available
27 states

Carrier Brochure

Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy. Annuities are issued by insurance companies and are not guaranteed by any bank or the FDIC. See our legal & disclosures.