EquiTrust Life Insurance Company
Bridge LTC Annuity
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates. We don't hold this carrier's brochure for this product yet, so the specifications below are limited to what the rate filing carries.
Type
FIA
Surrender
10 years
Top yield
1.39%
A.M. Best
B++
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1-Year Interest | Fixed | 5.00% | — | — | 1.39% |
| Focus50 1-Year Point-to-Point Participation | Point to Point | — | — | 180.00% | 0.90% |
| MARC 5% 1-Year Point-to-Point Participation | Point to Point | — | — | 200.00% | 0.90% |
| S&P 500 1-Year Monthly Average Participation | Point to Point | — | — | 95.00% | 0.90% |
| S&P 500 1-Year Point-to-Point Cap | Point to Point | — | 9.00% | — | 0.90% |
| S&P 500 1-Year Point-to-Point Participation | Point to Point | — | — | 50.00% | 0.90% |
Surrender Schedule
Yr 1
9%
Yr 2
8%
Yr 3
7%
Yr 4
6.5%
Yr 5
5.5%
Yr 6
4.5%
Yr 7
3.5%
Yr 8
2.5%
Yr 9
1.5%
Yr 10
0.5%
Product Specifications
- Minimum premium (non-qualified)
- $50,000
- Minimum premium (qualified)
- $0
- Maximum issue age
- 80
- Free withdrawal
- 10%
- Market value adjustment
- Yes
- Return of premium
- No
- States available
- 48 states
Income Riders
Bridge Long Term Care Rider
Roll-up: Interest Only
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy. Annuities are issued by insurance companies and are not guaranteed by any bank or the FDIC. See our legal & disclosures.